1695 Empress Pl, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1695 Empress Pl, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,984 sqft · built 1994
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$626,500 (Jul 2024)
Tax Bill	$5,627 (2026)
Deeds & Mortgages	May 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046B6-00-0E-00600`

Property Details

APN / Parcel Number

Primary APN	`046B6-00-0E-00600`
Alternative APN	`13408`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,984 sqft Finished Area
Basement Area	952 sqft
Finished Basement	476 sqft
Unfinished Basement	476 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	250 sqft
Patio Area	241 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1695 EMPRESS PL
City	CHARLOTTESVILLE
State	VA
Zip	22911-8257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	FOREST LAKES SOUTH E 6 PH-I
Legal Subdivision	FOREST LAKES SOUTH
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1004
Census Tract	10302

Owner

1695 Empress Pl is owned and occupied by an individual who bought it in July 2024.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1695 EMPRESS PL, CHARLOTTESVILLE, VA 22911-8257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 16, 2020	Deed of Trust, Mortgage · VA Mortgage NBKC BK
Oct 30, 2018	Grant Deed, Transfer · VA Mortgage NBKC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2024 · Amount on File
Deed Sale	Jul 29, 2024 · Amount on File
Prior Sale	Oct 30, 2018 · Amount on File
Deed Document Number	20246272
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1695 EMPRESS PL, CHARLOTTESVILLE, VA 22911-8257
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300003986
Date	May 17, 2023
Instrument	202300003986

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1695 EMPRESS PL, CHARLOTTESVILLE, VA 22911-8257
Document Number	0000012952
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1695 EMPRESS PL CHARLOTTESVILLE VA 229118257, CHARLOTTESVILLE, VA 22911-8257

Mortgage

Document Number	0000012952
Date	Sep 21, 2020
Book Page	005391/000001
Instrument	12952

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 30, 2018
Property Address	1695 EMPRESS PL, CHARLOTTESVILLE, VA 22911-8257
Document Number	0000012091
Book / Page	005108 / 000776
Instrument Date	Oct 23, 2018
Instrument	12091
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1695 EMPRESS PL CHARLOTTESVILLE VA 229118257, CHARLOTTESVILLE, VA 22911-8257

Mortgage

Document Number	12092
Date	Oct 30, 2018
Book Page	005108/000780
Instrument	12092

Lender

Name	NBKC BK
Address	KANSAS, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1695 Empress Pl was $5,627, up 4.3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,627.00 (+4.34%)	$629,400 Land $157,500 Building $471,900	$629,400 Land $157,500 Building $471,900
2025	$5,393.00
2023	$4,164.00	$487,700 Land $165,000 Building $322,700	$487,700 Land $165,000 Building $322,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1695 Empress Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1695 Empress Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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