1695 Aptos Creek Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1695 Aptos Creek Rd, Aptos, CA 95003

Property Summary

Property Type	Rural Home
Details	5 bd · 6 ba · 6,071 sqft · built 1978
Lot Size	6.12 acres (266,979 sqft)
Owner	Company Name on File
Last Sale	$3,851,000 (Oct 2024)
Tax Bill	$44,614 (2025)
Deeds & Mortgages	Mar 2026 Transfer Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-091-52`

Property Details

APN / Parcel Number

Primary APN	`040-091-52`
Alternative APN	`040-091-52-000`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	16 Rooms
Building Area	6,071 sqft Living Area
Gross Area	6,729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	266,979 sqft
View / Lot	Mountain
Garage Type	Attached
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	1695 APTOS CREEK RD
City	APTOS
State	CA
Zip	95003-3991
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Subdivision	PM 18 46
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122001

Owner

1695 Aptos Creek Rd, a rural home, is owned by a company that bought it in October 2024.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Company Name on File
Mailing Address	631 QUAIL RUN RD, APTOS, CA 95003-3460
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Intrafamily Transfer, Transfer
Nov 5, 2025	Intrafamily Transfer, Transfer
Apr 13, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 13, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
May 2, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2024 · Amount on File
Deed Sale	Oct 15, 2024 · Amount on File
Prior Sale	Nov 3, 1999 · Amount on File
Deed Document Number	202420150
Prior Transfer Date	Mar 4, 2024
Prior Transfer Doc	0000004494
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 3, 2026
Property Address	1695 APTOS CREEK RD, APTOS, CA 95003-3991
Document Number	0000004587
Map Reference	VOL 18 PG 46
Instrument Date	Feb 15, 2026
Instrument	2026-0004587
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 QUAIL RUN RD, APTOS, CA 95003-3460

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 5, 2025
Property Address	1695 APTOS CREEK RD, APTOS, CA 95003-3991
Document Number	0000023779
Map Reference	VOL 18 PG 46
Instrument Date	Oct 23, 2025
Instrument	2025-0023779
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 QUAIL RUN RD, APTOS, CA 95003-3460

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 13, 2017
Property Address	1695 APTOS CREEK RD, APTOS, CA 95003-3991
Document Number	0000012269
Instrument Date	Apr 6, 2017
Instrument	12269
Transaction Type	Transfer
Record Updated	Apr 26, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1695 APTOS CREEK RD APTOS CA 950033991, APTOS, CA 95003-3991

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 13, 2017
Property Address	1695 APTOS CREEK RD, APTOS, CA 95003-3991
Document Number	0000012268
Map Reference	PM18 PG46
Instrument Date	Apr 5, 2017
Instrument	2017-0012268
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1695 APTOS CREEK RD, APTOS, CA 95003-3991

Mortgage

Document Number	0000012270
Date	Apr 13, 2017
Instrument	2017-0012270

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 2, 2017
Property Address	1695 APTOS CREEK RD, APTOS, CA 95003-3991
Document Number	0000014541
Instrument Date	Apr 5, 2017
Instrument	14541
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1695 APTOS CREEK RD APTOS CA 950033991, APTOS, CA 95003-3991

Tax Assessment & Valuation

The 2025 property tax bill for 1695 Aptos Creek Rd was $44,614.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,928,020 (+2%) Land $2,959,020 Building $969,000
2025	$44,614.00	$3,851,000 Land $2,901,000 Building $950,000
2023	$17,444.00 (+1.85%) Homeowner's exemption	$1,549,702 Land $886,387 Building $663,315	$2,037,690
2022	$17,127.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1695 Aptos Creek Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	25 (1982–2023)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1695 Aptos Creek Rd is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cruzio Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100

Cell Coverage

No cell data coverage reported

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