Oakland County property record for 1695 Apple Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,235 sqft · built 1988 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Oct 2011) |
| Tax Bill | $5,561 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jan 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-05-151-017 |
| Primary APN | 88-20-05-151-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,235 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Basement Area | 1,392 sqft |
| Unfinished Basement | 1,392 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 157 ft deep x 92 ft wide |
| Garage Area | 501 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 46 sqft |
| Deck Area | 370 sqft |
| Patio Area | 370 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1695 APPLE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-1957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 5 FOREST CREEK SUB NO 2 LOT 121 9-15-86 FR 100-032 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 5 |
| Legal Subdivision | FOREST CREEK SUB #2 |
| Legal Lot Number | 9,121 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 196400 |
1695 Apple Dr is owned and occupied by two individuals who acquired it in January 2024.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1695 APPLE DR, TROY, MI 48098-1957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AFI FINANCIAL INC |
| Jan 11, 2024 | Intrafamily Transfer, Transfer |
| Jan 11, 2022 | Deed of Trust, Mortgage · Line of Credit T & I CU |
| Oct 19, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2011 · Amount on File |
| Deed Sale | Oct 6, 2011 · Amount on File |
| Deed Document Number | 2011181883 |
| Deed Book / Page | 43441 / 307 |
| Last Transfer Date | Jan 10, 2024 |
| Transfer Doc | 0000003992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1695 APPLE DR, TROY, MI 48098-1957 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1695 APPLE DR, TROY, MI 48098-1957 |
| Document Number | 0000119419 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 60547/851 |
| Instrument | 119419 |
| Name | AFI FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | NOVI, MI 48375 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 11, 2024 |
| Property Address | 1695 APPLE DR, TROY, MI 48098-1957 |
| Document Number | 0000003992 |
| Book / Page | 59109 / 79 |
| Map Reference | LB 189 PG 29-37 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 3992 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1695 APPLE DR, TROY, MI 48098-1957 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1695 APPLE DR, TROY, MI 48098-1957 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1695 APPLE DR, TROY, MI 48098-1957 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1695 APPLE DR, TROY, MI 48098-1957 |
| Document Number | 0000290853 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 57269/775 |
| Instrument | 290853 |
| Name | T & I CU |
|---|---|
| Type | Credit Union |
| Address | CLAWSON, MI 48017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1695 APPLE DR, TROY, MI 48098-1957 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000194078 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 51195/00414 |
| Instrument | 194078 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1695 Apple Dr was $5,561 with a homeowner's exemption.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Avondale School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,561.00 | ||
| 2023 | $489,200 | ||
| 2022 | $5,935.00 | $244,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1695 Apple Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1695 Apple Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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