1695 49th Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1695 49th Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,008 sqft · built 1946
Lot Size	0.091 acres (3,964 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,425,000 (Nov 2022)
Tax Bill	$19,085 (2025)
Deeds & Mortgages	Nov 2022 Sale Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-035-10`

Property Details

APN / Parcel Number

Primary APN	`034-035-10`
Alternative APN	`034-035-10-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2015
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,964 sqft (0.091 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1695 49TH AVE
City	CAPITOLA
State	CA
Zip	95010-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OPAL 01
Legal Lot Number	11
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1308 ACTON ST, ALBANY, CA 94706-2502
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 1, 2018	Deed of Trust, Mortgage WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Jun 5, 2015 · Amount on Record
Deed Document Number	202230440
Prior Transfer Date	May 15, 2020
Prior Transfer Doc	0000030171
Record Updated	Sep 20, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 10, 2022
Property Address	1695 49TH AVE, CAPITOLA, CA 95010-3808
Document Number	0000030440
Map Reference	MB 18 PG 40
Instrument Date	Nov 6, 2022
Instrument	2022-0030440
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,567.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1308 ACTON ST, BERKELEY, CA 94706-2502

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1695 49TH AVE, CAPITOLA, CA 95010-3808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035028
Date	Oct 18, 2017
Instrument	2017-0035028

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 10, 2020
Property Address	1695 49TH AVE, CAPITOLA, CA 95010-3808
Document Number	0000030171
Instrument Date	May 15, 2020
Instrument	30171
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1695 49TH AVE CAPITOLA CA 950103808, CAPITOLA, CA 95010-3808

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1695 49TH AVE, CAPITOLA, CA 95010-3808
Document Number	0000006827
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1695 49TH AVE CAPITOLA CA 950103808, CAPITOLA, CA 95010-3808

Mortgage

Document Number	0000006827
Date	Mar 7, 2018
Instrument	6827

Lender

Name	WFB NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,512,222 (+2%) Land $1,140,799 Building $371,423
2025	$19,085.00 (+9.57%)	$1,482,570 (+4.04%) Land $1,118,430 Building $364,140
2023	$17,418.00 (+83.46%)	$1,425,000 Land $1,075,000 Building $350,000	$1,253,160
2022	$9,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

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