1695 190th St, Garner, IA 50438 Property Records

Hancock County property record for 1695 190th St, Garner, IA 50438

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 3,107 sqft · built 1900
Lot Size	19.9 acres (869,022 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,068 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1015476001`

Property Details

APN / Parcel Number

Primary APN	`1015476001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,107 sqft Living Area
Attic	Attic
Attic Area	469 sqft
Basement Area	852 sqft
Unfinished Basement	1,198 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	869,022 sqft (19.9 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Patio Area	418 sqft
Utility Building	1,800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1695 190TH ST
City	GARNER
State	IA
Zip	50438-8635
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SE SE 15 95 24
Jurisdiction	HANCOCK IA
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2067
Census Tract	270200

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1695 190TH ST, GARNER, IA 50438-8635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	1695 190TH ST, GARNER, IA 50438-8635
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1695 190TH ST, GARNER, IA 50438-8635

Mortgage

Document Number	0000251770
Date	Oct 10, 2025
Instrument	25-1770

Lender

Name	FARM CREDIT SERVICES OF AMERICA ACA
Type	Bank
Address	OMAHA, NE 68103

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,068.00 (+2.26%) Homeowner's exemption	$410,290 (+15.64%) Land $30,360 Building $379,930	$410,290 (+15.64%) Land $30,360 Building $379,930
2024	$3,978.00 (+29.07%)
2023		$354,790 (+51.08%) Land $21,860 Building $332,930	$354,790 (+51.08%) Land $21,860 Building $332,930
2022	$3,082.00 Homeowner's exemption	$234,830 Land $15,860 Building $218,970
2021			$234,830 Land $15,860 Building $218,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

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