1695 13th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1695 13th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,679 sqft · built 1979
Lot Size0.144 acres (6,250 sqft)
OwnerIndividual Name on Record
Tax Bill$8,596 (2025)
Deeds & MortgagesAug 2023 Mortgage
Apr 2021 Mortgage
+ 8 more
Flood ZoneZone X (minimal risk)
APN038-462-032

Property Details

APN / Parcel Number

Primary APN038-462-032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,679 sqft Living Area
1st Floor Area1,679 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,250 sqft (0.144 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1695 13TH ST
CityLOS OSOS
StateCA
Zip93402-2207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 107 LTS 23 & 24
Legal SubdivisionTOWN EL MORO
Legal Block107
Legal Lot Number23,24
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1001
Census Tract10703

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1695 13TH ST, LOS OSOS, CA 93402-2207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Deed of Trust, Mortgage · Conventional Mortgage
SANDRA TURNER FAMILY TRUST
Apr 26, 2021Intrafamily Transfer, Transfer · Commercial Mortgage
ATHAS CAPITAL GROUP INC
Nov 18, 2019Quit Claim Deed, Transfer · Line of Credit
EQUITY WAVE LNDG
Nov 26, 2019Quit Claim Deed, Transfer
PROVIDENT TITLE
May 2, 2019Quit Claim Deed, Transfer
CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO
May 2, 2019Quit Claim Deed, Transfer
CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO
May 2, 2019Quit Claim Deed, Transfer
CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO
May 2, 2019Quit Claim Deed, Transfer
CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO
May 2, 2019Quit Claim Deed, Transfer
CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO
May 2, 2019Intrafamily Transfer, Transfer · FHA Mortgage
WALL FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2019
Deed SaleMay 2, 2019
Deed Document Number201915990
Last Transfer DateApr 20, 2021
Transfer Doc0000031167
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1695 13TH ST, LOS OSOS, CA 93402-2207
Transaction TypeMortgage
Record UpdatedAug 24, 2023
Title CompanyNOT AVAILABLE, HOMELIGHT TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address1695 13TH ST, LOS OSOS, CA 93402-2207

Mortgage

Document Number0000024081
DateAug 15, 2023
Instrument2023024081
Lender
NameSANDRA TURNER FAMILY TRUST
TypePrivate Party
Address1574 VALENCIA PL, POMONA, CA 91768
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term37 Months
DueSep 1, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 26, 2021
Property Address1695 13TH ST, LOS OSOS, CA 93402-2207
Document Number0000031167
Map ReferenceMB A PG 80
Instrument DateApr 20, 2021
Instrument2021031167
Transaction TypeTransfer
Record UpdatedMay 10, 2021
Title CompanyPROVIDENT TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1695 13TH ST, LOS OSOS, CA 93402-2207

Mortgage

Document Number0000031168
DateApr 26, 2021
Instrument2021031168
Lender
NameATHAS CAPITAL GROUP INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 18, 2019
Property Address1695 13TH ST, LOS OSOS, CA 93402-2207
Document Number0000051351
Instrument DateNov 11, 2019
Instrument51351
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyPROVIDENT TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1695 13TH ST LOS OSOS CA 934022207, LOS OSOS, CA 93402-2207

Mortgage

Document Number51352
DateNov 18, 2019
Instrument51352
Lender
NameEQUITY WAVE LNDG
TypeFunding / Finance Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 26, 2019
Property Address1695 13TH ST, LOS OSOS, CA 93402-2207
Document Number0000052997
Instrument DateNov 11, 2019
Instrument52997
Transaction TypeTransfer
Record UpdatedDec 9, 2019
Title CompanyPROVIDENT TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1695 13TH ST LOS OSOS CA 934022207, LOS OSOS, CA 93402-2207

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 2, 2019
Property Address1695 13TH ST, LOS OSOS, CA 93402-2207
Document Number0000015986
Instrument DateApr 25, 2019
Instrument15986
Transaction TypeTransfer
Record UpdatedMay 13, 2019
Title CompanyCONSUMERS TITLE COMPANY, CONSUMERS TITLE CO

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1695 13TH ST LOS OSOS CA 934022207, LOS OSOS, CA 93402-2207

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 2, 2019
Property Address1695 13TH ST, LOS OSOS, CA 93402-2207
Document Number0000015987
Instrument DateApr 25, 2019
Instrument15987
Transaction TypeTransfer
Record UpdatedMay 13, 2019
Title CompanyCONSUMERS TITLE COMPANY, CONSUMERS TITLE CO

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1695 13TH ST LOS OSOS CA 934022207, LOS OSOS, CA 93402-2207

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 2, 2019
Property Address1695 13TH ST, LOS OSOS, CA 93402-2207
Document Number0000015989
Instrument DateApr 25, 2019
Instrument15989
Transaction TypeTransfer
Record UpdatedMay 13, 2019
Title CompanyCONSUMERS TITLE COMPANY, CONSUMERS TITLE CO

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1695 13TH ST LOS OSOS CA 934022207, LOS OSOS, CA 93402-2207

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 2, 2019
Property Address1695 13TH ST, LOS OSOS, CA 93402-2207
Document Number0000015992
Instrument DateApr 25, 2019
Instrument15992
Transaction TypeTransfer
Record UpdatedMay 13, 2019
Title CompanyCONSUMERS TITLE COMPANY, CONSUMERS TITLE CO

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1695 13TH ST LOS OSOS CA 934022207, LOS OSOS, CA 93402-2207

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 2, 2019
Property Address1695 13TH ST, LOS OSOS, CA 93402-2207
Document Number0000015988
Instrument DateApr 25, 2019
Instrument15988
Transaction TypeTransfer
Record UpdatedMay 13, 2019
Title CompanyCONSUMERS TITLE COMPANY, CONSUMERS TITLE CO

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1695 13TH ST LOS OSOS CA 934022207, LOS OSOS, CA 93402-2207

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 2, 2019
Property Address1695 13TH ST, LOS OSOS, CA 93402-2207
Document Number0000015990
Map ReferenceMB A PG 80
Instrument DateApr 25, 2019
Instrument2019015990
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyCONSUMERS TITLE CO OF SO C

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1695 13TH ST, LOS OSOS, CA 93402-2207

Mortgage

Document Number0000015991
DateMay 2, 2019
Instrument2019015991
Lender
NameWALL FINANCIAL INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$462,891 (+2%) Land $227,463 Building $235,428
2025$8,596.00 (+9.13%) Homeowner's exemption$453,815 (+4.04%) Land $223,003 Building $230,812
2023$7,877.00 (+4.03%) Homeowner's exemption$436,195 Land $214,345 Building $221,850
2022$7,572.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.

Nearby Properties on 13th St

Nearby Streets

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