16948 el Sol Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16948 el Sol Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,979 sqft · built 1974
Lot Size	1.88 acres (82,328 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Apr 2011)
Tax Bill	$6,094 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`283-012-26-00`

Property Details

APN / Parcel Number

Primary APN	`283-012-26-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,979 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	82,328 sqft
View / Lot	Good

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	16948 EL SOL RD
City	RAMONA
State	CA
Zip	92065-7110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 30-13-1E NWQ DOC84296REC72 IN TR 000863
Legal Range	01E
Legal Township	13
Legal Section	30
Legal Subdivision	RANCHO SANTA FE
Legal Tract	000863
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2027
Census Tract	20801

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16948 EL SOL RD, RAMONA, CA 92065-7110
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
Aug 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2011 · Amount on Record
Deed Sale	Apr 20, 2011 · Amount on Record
Deed Document Number	2011204769
Last Transfer Date	Jul 18, 2019
Transfer Doc	0000352026
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16948 EL SOL RD, RAMONA, CA 92065-7110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000436516
Date	Oct 1, 2019
Instrument	2019-0436516

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2039

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16948 EL SOL RD, RAMONA, CA 92065-7110
Document Number	0000760207
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16948 EL SOL RD RAMONA CA 920657110, RAMONA, CA 92065-7110

Mortgage

Document Number	0000760207
Date	Nov 30, 2020
Instrument	760207

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 29, 2040

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 20, 2019
Property Address	16948 EL SOL RD, RAMONA, CA 92065-7110
Document Number	0000352026
Instrument Date	Jul 18, 2019
Instrument	352026
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16948 EL SOL RD RAMONA CA 920657110, RAMONA, CA 92065-7110

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16948 EL SOL RD, RAMONA, CA 92065-7110
Document Number	0000396666
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16948 EL SOL RD RAMONA CA 920657110, RAMONA, CA 92065-7110

Mortgage

Document Number	0000396666
Date	Aug 30, 2017
Instrument	396666

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 29, 2037

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$570,494 (+2%) Land $196,013 Building $374,481
2025	$6,094.00 (+7.93%) Homeowner's exemption	$559,309 (+4.04%) Land $192,170 Building $367,139
2023	$5,646.00 (-1.81%) Homeowner's exemption	$537,592 Land $184,708 Building $352,884
2022	$5,750.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Cox Communications, Verizon.

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