16948 Cotter Pl, Encino, CA 91436 Property Records

Los Angeles County property record for 16948 Cotter Pl, Encino, CA 91436

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,232 sqft · built 1956
Lot Size	0.421 acres (18,323 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,900,000 (Jul 2018)
Tax Bill	$25,983 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2292-009-009`

Property Details

APN / Parcel Number

Primary APN	`2292-009-009`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	4,232 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1960
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	18,323 sqft (0.421 acres)
Lot Dimensions	150 ft deep x 119 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16948 COTTER PL
City	ENCINO
State	CA
Zip	91436-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARA
Legal Description	TRACT # 21910 LOT 5
Legal Subdivision	21910
Legal Tract	21910
Legal Block	1
Legal Lot Number	5
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SAN FERNANDO VALLEY
Census Block Group	1
Census Block	1006
Census Tract	139704

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16948 COTTER PL, ENCINO, CA 91436-3828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 3, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Prior Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	2018676895
Prior Transfer Date	Dec 9, 2015
Prior Transfer Doc	0000043241
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	16948 COTTER PL, ENCINO, CA 91436-3828
Transaction Type	Mortgage
Record Updated	May 31, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16948 COTTER PL, ENCINO, CA 91436-3828

Mortgage

Document Number	0000321476
Date	May 17, 2023
Instrument	23-0321476

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	16948 COTTER PL, ENCINO, CA 91436-3828
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY GLENDALE, FIRST AMER TTL CO GLENDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16948 COTTER PL, ENCINO, CA 91436-3828

Mortgage

Document Number	0000396758
Date	Mar 11, 2021
Instrument	21-0396758

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 6, 2018
Property Address	16948 COTTER PL, ENCINO, CA 91436-3828
Document Number	0000676895
Map Reference	MB 589 PG 94&95
Instrument Date	May 31, 2018
Instrument	18-0676895
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16948 COTTER PL, ENCINO, CA 91436-3828

Mortgage

Document Number	0000676896
Date	Jul 6, 2018
Instrument	18-0676896

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jan 3, 2018
Property Address	16948 COTTER PL, ENCINO, CA 91436-3828
Document Number	0000008927
Instrument Date	Dec 19, 2017
Instrument	8927
Transaction Type	Transfer
Record Updated	Jan 17, 2018

Transaction

Amount	Amount Recorded
Tax	$346.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	937 N ALPINE DR BEVERLY HILLS CA 902102946, BEVERLY HILLS, CA 90210-2946

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Los Angeles City
Unified School District	Los Angeles Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,161,870 (+2%) Land $1,545,056 Building $616,814
2025	$25,983.00 (+3.54%)	$2,119,481 (+4.04%) Land $1,514,761 Building $604,720
2023	$25,095.00 (+4.79%)	$2,037,181 Land $1,455,942 Building $581,239
2022	$23,949.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · Severe Winter Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ANGELES-CITY, DEPT. OF WATER & POWER serves 3,875,566 people · EPA ID CA1910067
Water Source	Surface water
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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