16947 N Co Rd 550 E, Dale, IN 47523 Property Records

Spencer County property record for 16947 N Co Rd 550 E, Dale, IN 47523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 2000
Lot Size	6.99 acres (304,484 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jan 2025)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-02-34-100-005.002-001`

Property Details

APN / Parcel Number

Primary APN	`74-02-34-100-005.002-001`
Alternative APNs	`01004000002300` `00000989926`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft
Basement Area	1,856 sqft
Finished Basement	928 sqft
Unfinished Basement	928 sqft
Game Room	Game Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Construction Type	Brick
Roof Material	Asphalt
Lot Area	304,484 sqft (6.99 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	00000989926
Street Address	16947 N COUNTY ROAD 550 E
City	DALE
State	IN
Zip	47523-9226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT N 1/2 NE 34 4 5 6.99 A
Jurisdiction	SPENCER IN
Township / Civil Division	CARTER
Census Block Group	3
Census Block	3065
Census Tract	952702

Owner

Source: Spencer County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16947 N COUNTY ROAD 550 E, DALE, IN 47523-9226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 4, 2022	Warranty Deed, Transfer · Closed-End Mortgage SPENCER COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2025 · Amount on Record
Deed Sale	Jan 2, 2025 · Amount on Record
Prior Sale	Jan 4, 2022
Deed Document Number	20257
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Property Address	16947 N COUNTY ROAD 550 E, DALE, IN 47523-9226
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R03020
Date	Oct 13, 2017
Instrument	2017R-03020

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2037

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Jan 4, 2022
Property Address	16947 N COUNTY ROAD 550 E, DALE, IN 47523-9226
Document Number	2022R00060
Instrument Date	Dec 17, 2021
Instrument	2022R-00060
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16947 N COUNTY ROAD 550 E, DALE, IN 47523-9226

Mortgage

Document Number	2022R00062
Date	Jan 4, 2022
Instrument	2022R-00062

Lender

Name	SPENCER COUNTY BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Spencer County
County Subdivision	Carter Township
Unified School District	North Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,534.00 (-17.26%) Homeowner's exemption	$215,400 (-11.69%) Land $38,600 Building $176,800	$215,400 (-11.69%) Land $38,600 Building $176,800
2024	$1,854.00 (+50.85%)
2023		$243,900 (+16.92%) Land $38,600 Building $205,300	$243,900 (+16.92%) Land $38,600 Building $205,300
2022	$1,229.00	$208,600 Land $20,600 Building $188,000	$208,600 Land $20,600 Building $188,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLAUS WATER UTILITY serves 3,683 people · EPA ID IN5274010
Water Source	Purchased surface water from PATOKA LAKE REGIONAL WATER
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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