Deschutes County property record for 16946 Varco Rd, Bend, OR 97703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,396 sqft · built 1989 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $638,000 (Mar 2025) |
| Tax Bill | $4,563 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 151036-00-02000 |
| Primary APN | 151036-00-02000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 2,100 sqft |
| 1st Floor Area | 1,396 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 48,352 sqft (1.11 acres) |
| Garage Area | 704 sqft |
| Shed | 1 Shed |
| Greenhouse | Greenhouse |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|
| Account Number | 143651 |
|---|---|
| Street Address | 16946 VARCO RD |
| City | BEND |
| State | OR |
| Zip | 97703-9135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUA10 |
| Legal Description | PONDEROSA CASCADE BLOCK 7 LOT 1 |
| Legal Range | 10 |
| Legal Township | 15 |
| Legal Section | 36 |
| Legal Subdivision | PONDEROSA CASCADE |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | SISTERS-MILLICAN |
| Census Block Group | 1 |
| Census Block | 1105 |
| Census Tract | 502 |
Source: Deschutes County records, as of May 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16946 VARCO RD, BEND, OR 97703-9135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Line of Credit OREGON FEDERAL CREDIT UNION |
| Mar 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on Record |
| Deed Sale | Mar 31, 2025 · Amount on Record |
| Prior Sale | Nov 7, 2016 |
| Deed Document Number | 20257916 |
| Prior Transfer Date | Nov 10, 2016 |
| Prior Transfer Doc | 0000047058 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Sep 16, 2026 |
| Property Address | 16946 VARCO RD, BEND, OR 97703-9135 |
| Document Number | 0000027814 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202627814 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16946 VARCO RD, BEND, OR 97703-9135 |
| Document Number | 0000027814, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202627814 |
| Name | OREGON FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 16946 VARCO RD, BEND, OR 97703-9135 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 16946 VARCO RD, BEND, OR 97703-9135 |
| Document Number | 0000007307 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026-07307 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2041 |
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Sisters School District 6 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,563.00 (+3.33%) | $303,100 (+3%) | $713,800 (-) Land $368,040 Building $345,760 |
| 2024 | $4,416.00 (+2.96%) | $294,280 (+3%) | $713,800 (+4.61%) Land $368,040 Building $345,760 |
| 2023 | $4,289.00 | $285,710 | $682,360 Land $368,040 Building $314,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · lower than 60% of Oregon |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
5G (outdoors only) and 4G LTE
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