St. Joseph County property record for 16946 Sunset Ln, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 896 sqft · built 1980 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,500 (Nov 2004) |
| Tax Bill | $406 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-060-012-00 |
| Primary APN | 009-060-012-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 896 sqft Building Perimeter |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 167 ft deep x 88.8 ft wide |
| Garage Area | 896 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 16946 SUNSET LN |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 CHERRY LANE SUB-DIV. SEC 6 T6S R11W. |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 06 |
| Legal Subdivision | CHERRY LANE SUB |
| Legal Lot Number | 12 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40100 |
16946 Sunset Ln is owned and occupied by an individual who bought it in November 2004.
Source: St. Joseph County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16946 SUNSET LN, THREE RIVERS, MI 49093-9008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE |
| Jul 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2004 · Amount on File |
| Deed Sale | Nov 23, 2004 · Amount on File |
| Prior Sale | Feb 17, 1999 |
| Deed Book / Page | 1273 / 453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 5, 2026 |
| Property Address | 16946 SUNSET LN, THREE RIVERS, MI 49093-9008 |
| Document Number | 0000004632 |
| Instrument Date | May 23, 2026 |
| Instrument | 20264632 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16946 SUNSET LN, THREE RIVERS, MI 49093-9008 |
| Document Number | 0000004632, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20264632 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Jun 1, 2049 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 16946 SUNSET LN, THREE RIVERS, MI 49093-9008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WEST MI REALTORS TITLE, WEST MICHIGAN REALTORS TITLE |
| Name | Verified Name |
|---|
| Document Number | 1875/0935 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 1875/0935 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 16946 Sunset Ln was $406 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,500 | $115,000 | |
| 2025 | $406.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16946 Sunset Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16946 Sunset Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures