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16945 Smith Rd, Smithville, MO 64089 Property Records

Platte County property record for 16945 Smith Rd, Smithville, MO 64089

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.25 ba · 3,171 sqft · built 1973
Lot Size1.56 acres (67,954 sqft)
Owner2 Individual Names on File
Tax Bill$4,409 (2024)
Deeds & MortgagesAug 2020 Mortgage
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-40-18-000-000-029-000

Property Details

APN / Parcel Number

Primary APN11-40-18-000-000-029-000

Interior

Bedrooms3 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,171 sqft Living Area
Gross Area4,691 sqft
1st Floor Area1,631 sqft
Basement Area1,631 sqft
Finished Basement1,631 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1981
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area67,954 sqft (1.56 acres)
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area96 sqft
Deck Area400 sqft
Patio Area256 sqft
Shed1 Shed
Shed Area96 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address16945 SMITH RD
CitySMITHVILLE
StateMO
Zip64089-8672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERS ADDITION PART OF E1/2 OF SE1/4 DESC AS BEG AT A POI 1480.03 S & 20 E OF NW COR
Legal Range33W
Legal Township53N
Legal Section18
Legal SubdivisionWATERS ADDITION
Legal Lot Number1
JurisdictionPLATTE MO
Township / Civil DivisionPRESTON
Census Block Group4
Census Block4027
Census Tract30602

Owner

Source: Platte County records · APN 11-40-18-000-000-029-000

Assessment roll updated November 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16945 SMITH RD, SMITHVILLE, MO 64089-8672
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Oct 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK OF ST CHARLES MO
Sep 30, 2021Warranty Deed, Transfer
KANSAS CITY TITLE, KANSAS CITY TITLE INC
Aug 22, 2018Deed of Trust, Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2021
Deed SaleSep 30, 2021
Prior SaleJul 21, 2014 · Amount on Record
Deed Document Number202118663
Deed Book / Page1365 / 930
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLATTE MO
Property Address16945 SMITH RD, SMITHVILLE, MO 64089-8672
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyALLIANCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013370040
DateAug 12, 2020
Book Page1337/40
Instrument2020012999
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2040

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLATTE MO
Property Address16945 SMITH RD, SMITHVILLE, MO 64089-8672
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 YELLOWSTONE LN, POWDER SPRINGS, GA 30127-6784

Mortgage

Document Number0013660004
DateOct 01, 2021
Book Page1366/4
Instrument2021018738
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPLATTE MO
Recording DateSep 30, 2021
Property Address16945 SMITH RD, SMITHVILLE, MO 64089-8672
Document Number0013650930
Book / Page1365 / 930
Instrument DateSep 27, 2021
Instrument2021018663
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanyKANSAS CITY TITLE, KANSAS CITY TITLE INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16945 SMITH RD, SMITHVILLE, MO 64089-8672

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLATTE MO
Property Address16945 SMITH RD, SMITHVILLE, MO 64089-8672
Document Number0013010473
Instrument DateAug 22, 2018
Transaction TypeMortgage
Record UpdatedSep 17, 2018
Title CompanyALLIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16945 SMITH RD SMITHVILLE MO 640898672, SMITHVILLE, MO 64089-8672

Mortgage

Document Number0013010473
DateAug 27, 2018
Book Page001301/000473
Instrument11512
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
AmountAmount Recorded
Term360 Months
DueAug 26, 2048

Tax Assessment & Valuation

Source: Platte County records · Assessment roll updated November 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyPlatte County
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$61,982 (-) Land $11,400 Building $50,582$326,223 (-) Land $60,000 Building $266,223
2024$4,409.00 (+4.33%)
2023$4,226.00 (+98.78%)$61,982 Land $11,400 Building $50,582$326,223 Land $60,000 Building $266,223
2018$2,126.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Platte County (29165C), as of April 1, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 50% of the US · above 69% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile USA, United Electric Cooperative.

Based on FCC filings for 25 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO1024482, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPLATTE COUNTY PWSD 8
serves 1,200 people
Water SourcePurchased surface water from SMITHVILLE PWS
Last State InspectionFeb 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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