16945 NW 128th Ter, Reddick, FL 32686 Property Records

Marion County property record for 16945 NW 128th Ter, Reddick, FL 32686

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 938 sqft · built 1989
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jul 2026)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05854-004-11`

Property Details

APN / Parcel Number

Primary APN	`05854-004-11`
Alternative APNs	`2258713000` `2258713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	938 sqft Living Area
Gross Area	1,566 sqft
1st Floor Area	938 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	628 ft deep x 208 ft wide

Exterior Amenities

Porch	Patio
Porch Area	270 sqft
Deck Area	Deck Area
Patio Area	250 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	16945 NW 128TH TER
City	REDDICK
State	FL
Zip	32686-2436
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A1
Legal Description	SEC 05 TWP 13 RGE 20 PLAT BOOK X PAGE 072 WOODLAND GLEN BLK D LOT 11
Legal Range	20E
Legal Township	13S
Legal Section	5
Legal Subdivision	WOODLAND GLEN
Legal Block	D
Legal Lot Number	11
Jurisdiction	MARION FL
Township / Civil Division	REDDICK-MCINTOSH
Census Block Group	2
Census Block	2002
Census Tract	102

Owner

Source: Marion County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16945 NW 128TH TER, REDDICK, FL 32686-2436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Mar 27, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Dec 2, 2022 · Amount on Record
Deed Document Number	2026100043
Deed Book / Page	8976 / 1580
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 31, 2026
Property Address	16945 NW 128TH TER, REDDICK, FL 32686-2436
Document Number	0000100043
Book / Page	8976 / 1580
Instrument Date	Jul 17, 2026
Instrument	2026100043
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	BRICK CITY TITLE, BRICK CITY TITLE INSURANCE AGE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95,445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100044,
Date	Jul 31, 2026
Instrument	2026100044

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Mar 27, 2023
Property Address	16945 NW 128TH TER, REDDICK, FL 32686-2436
Document Number	0080100052
Book / Page	8010 / 52
Map Reference	MB X PG 72
Instrument Date	Mar 27, 2023
Instrument	2023036652
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 627, WILLISTON, FL 32696-0627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16945 NW 128TH TER, REDDICK, FL 32686-2436

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,880.00 (+20.36%)	$89,028 (+11.36%) Land $40,896 Building $48,132	$89,028 (+11.36%) Land $40,896 Building $48,132
2023	$1,562.00 (+418.94%)	$79,949 (+216.89%) Land $35,573 Building $44,376	$79,949 (+78.33%) Land $35,573 Building $44,376
2022	$301.00 Homeowner's exemption	$25,229	$44,831 Land $24,242 Building $20,589

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Cox Communications Fiber	1,000 / 35
Windstream DSL	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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