16945 Nauvoo Rd, Middlefield, OH 44062 Property Records

Geauga County property record for 16945 Nauvoo Rd, Middlefield, OH 44062

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,099 sqft · built 1996
Lot Size	4.35 acres (189,486 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Oct 2011)
Tax Bill	$3,176 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-090874`

Property Details

APN / Parcel Number

Primary APN	`18-090874`
Alternative APN	`003329-3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,099 sqft Living Area
1st Floor Area	1,280 sqft
Upper Floors Area	819 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	189,486 sqft (4.35 acres)

Exterior Amenities

Porch	Slab
Porch Area	600 sqft
Canopy	400 sqft
Pole Barn	480 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	003329-3
Street Address	16945 NAUVOO RD
City	MIDDLEFIELD
State	OH
Zip	44062-8413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17
Legal Subdivision	MIDDLEFIELD
Legal Lot Number	17
Jurisdiction	GEAUGA OH
Township / Civil Division	MIDDLEFIELD
Census Block Group	1
Census Block	1006
Census Tract	312400

Owner

16945 Nauvoo Rd is owned and occupied by two individuals who bought it in October 2011.

Source: Geauga County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16945 NAUVOO RD, MIDDLEFIELD, OH 44062-8413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SERVICES/MIDLANDS FLCA
Jul 11, 2019	Deed of Trust, Mortgage · Line of Credit MIDDLEFIELD BKNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2011 · Amount on File
Deed Sale	Oct 28, 2011 · Amount on File
Prior Sale	Sep 26, 2008 · Amount on File
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Recording Date	Jul 15, 2026
Property Address	16945 NAUVOO RD, MIDDLEFIELD, OH 44062-8413
Document Number	0001049246
Book / Page	2225 / 212
Instrument Date	Jul 10, 2026
Instrument	20261049246
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16979 NAUVOO RD, MIDDLEFIELD, OH 44062-8413

Mortgage

Document Number	0001049246,
Date	Jul 15, 2026
Book Page	2225/212
Instrument	20261049246

Lender

Name	FARM CREDIT SERVICES/MIDLANDS FLCA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	16945 NAUVOO RD, MIDDLEFIELD, OH 44062-8413
Document Number	0000951576
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000951576
Date	Jul 17, 2019
Instrument	951576

Lender

Name	MIDDLEFIELD BKNG
Type	Funding / Finance Company
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16945 Nauvoo Rd was $3,176 with a homeowner's exemption, down 0.7% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Middlefield Township
Unified School District	Cardinal Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,176.00 (-0.72%)	$75,920 (-) Land $16,910 Building $59,010
2024	$3,199.00 (-1.14%) Homeowner's exemption	$75,920 (-) Land $16,910 Building $59,010
2023	$3,236.00 Homeowner's exemption	$75,920 (+28.79%) Land $16,910 Building $59,010	$216,900 Land $48,300 Building $168,600
2022		$58,950 Land $14,110 Building $44,840
2021	$2,964.00
2020			$168,400 Land $40,300 Building $128,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16945 Nauvoo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16945 Nauvoo Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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