Houston County property record for 16945 Gap Dr, Caledonia, MN 55921
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 2,195 sqft · built 1910 |
| Lot Size | 10.9 acres (474,804 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $128,000 (Aug 2005) |
| Tax Bill | $2,332 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 03.0348.001 |
| Primary APN | 03.0348.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,195 sqft Living Area |
| 1st Floor Area | 681 sqft |
| Basement Area | 896 sqft |
| Finished Basement | 896 sqft |
| Unfinished Basement | 896 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 474,804 sqft (10.9 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 169 sqft |
| Granary | 1,152 sqft |
| Utility Building | 720 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 16945 GAP DR |
|---|---|
| City | CALEDONIA |
| State | MN |
| Zip | 55921-8684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECT-32 TWP-102 RANGE-006 10.90 AC PT NW1/4 NW1/4 DOC #239454 |
| Legal Range | 06 |
| Legal Township | 102 |
| Legal Section | 32 |
| Jurisdiction | HOUSTON MN |
| Township / Civil Division | CALEDONIA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20900 |
Source: Houston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16945 GAP DR, CALEDONIA, MN 55921-8684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2005 · Amount on Record |
| Deed Sale | Aug 31, 2005 · Amount on Record |
| Deed Document Number | 20051239454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 16945 GAP DR, CALEDONIA, MN 55921-8684 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A302470 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | A302470 |
| Name | MERCHANTS BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Houston County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Houston County |
| County Subdivision | Caledonia Township |
| Unified School District | Caledonia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,332.00 Homeowner's exemption | $268,100 (+49.36%) Land $83,500 Building $184,600 | $268,100 (+49.36%) Land $83,500 Building $184,600 |
| 2025 | $2,332.00 (+160.85%) | ||
| 2023 | $894.00 Homeowner's exemption | $179,500 Land $62,100 Building $117,400 | $179,500 Land $62,100 Building $117,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spring Grove Communications.
5G and 4G LTE (outdoors only)
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