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16943 Wesley Chapel Rd, Ralph, AL 35480 Property Records

Tuscaloosa County property record for 16943 Wesley Chapel Rd, Ralph, AL 35480

Property Summary

Property TypeGarden Home
Details3 bd · 1,356 sqft · built 2020
OwnerIndividual Name on File
Last Sale$194,900 (Aug 2020)
Tax Bill$756 (2025)
Deeds & MortgagesNov 2019 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN45-01-01-0-000-023.013

Property Details

APN / Parcel Number

Primary APN45-01-01-0-000-023.013
Alternative APNs
  • 118936
  • 88147

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,356 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number88147
Street Address16943 WESLEY CHAPEL RD
CityRALPH
StateAL
Zip35480-9620
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Garden Home
Legal DescriptionLOT 29 WELLS CREEK SEC 2
Legal Range03E
Legal Township24N
Legal Section01
Legal SubdivisionWELLS CREEK 2
Legal Lot Number29
JurisdictionTUSCALOOSA AL
Township / Civil DivisionFOSTERS
Census Block Group1
Census Block1027
Census Tract10303

Owner

16943 Wesley Chapel Rd, a garden home, is owned and occupied by an individual who bought it in August 2020.

Source: Tuscaloosa County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Mailing Address16943 WESLEY CHAPEL RD, RALPH, AL 35480-9620
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2019Deed of Trust, Mortgage · Commercial Mortgage
SMARTBANK
Aug 14, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED STATES OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2020 · Amount on File
Deed SaleAug 14, 2020 · Amount on File
Prior SaleMar 6, 2006 · Amount on File
Deed Document Number0202017448
Deed Book / Page2020 / 17448
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTUSCALOOSA AL
Property Address14336 WELLS CREEK LN, RALPH, AL 35480-9584
Transaction TypeMortgage
Record UpdatedOct 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressWELLS CREEK LN

Mortgage

Document Number0000002019/0000076519
DateNov 26, 2019
Book Page0000002019/0000076519
Lender
NameSMARTBANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueJan 1, 2020

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTUSCALOOSA AL
Recording DateAug 14, 2020
Property Address14336 WELLS CREEK LN, RALPH, AL 35480-9584
Document Number2020/17448
Book / Page2020 / 17448
Instrument DateAug 6, 2020
Transaction TypeTransfer
Record UpdatedOct 30, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14336 WELLS CREEK LN, RALPH, AL 35480-9584

Mortgage

Document Number0000002020/0000070757
DateAug 14, 2020
Book Page0000002020/0000070757
Lender
NameUNITED STATES OF AMERICA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term396 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 16943 Wesley Chapel Rd was $756 with a homeowner's exemption, up 11% from the year before.

Source: Tuscaloosa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyTuscaloosa County
Unified School DistrictTuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$756.00 (+11.01%) Homeowner's exemption$48,000 (+17.88%) Land $5,000 Building $43,000$240,000 (+17.88%) Land $25,000 Building $215,000
2024$681.00 (-1.02%) Homeowner's exemption$40,720 (-0.92%) Land $5,000 Building $35,720$203,600 (-0.92%) Land $25,000 Building $178,600
2023$688.00 (+9.9%) Homeowner's exemption$41,100 (+8.85%) Land $5,000 Building $36,100$205,500 (+8.85%) Land $25,000 Building $180,500
2022$626.00 Homeowner's exemption$37,760 Land $5,000 Building $32,760$188,800 Land $25,000 Building $163,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16943 Wesley Chapel Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2005–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16943 Wesley Chapel Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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