1694 Ridgemoor Dr, Mascotte, FL 34753 Property Records

Lake County property record for 1694 Ridgemoor Dr, Mascotte, FL 34753

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,040 sqft · built 2005
Lot Size	0.429 acres (18,716 sqft)
Owner	Individual Name on Record
Last Sale	$314,000 (Sep 2020)
Tax Bill	$5,040 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-22-24-0401-000-08900`

Property Details

APN / Parcel Number

Primary APN	`11-22-24-0401-000-08900`
Alternative APN	`3828011`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,040 sqft Living Area
1st Floor Area	2,328 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	18,716 sqft (0.429 acres)
Garage Type	Finished
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3828011
Street Address	1694 RIDGEMOOR DR
City	MASCOTTE
State	FL
Zip	34753-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUKES LAKE PHASE II PB 52 PG 42-44 LOT 89 ORB 5542 PG 1461
Legal Range	24E
Legal Township	22S
Legal Section	11
Legal Subdivision	DUKES LAKE
Legal Phase	2
Legal Tract	G-I
Legal Lot Number	89
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1019
Census Tract	31206

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1694 RIDGEMOOR DR, MASCOTTE, FL 34753-9634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 2, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC
Sep 15, 2020	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Aug 15, 2005 · Amount on Record
Deed Document Number	2020101396
Deed Book / Page	5542 / 1461
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1694 RIDGEMOOR DR, MASCOTTE, FL 34753-9634
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1694 RIDGEMOOR DR, MASCOTTE, FL 34753-9634
Investor	Possibly a Property Investor

Mortgage

Document Number	0061870645
Date	Aug 2, 2023
Book Page	6187/645
Instrument	2023093385

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Oct 1, 2050

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1694 RIDGEMOOR DR, MASCOTTE, FL 34753-9634
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1694 RIDGEMOOR DR, MASCOTTE, FL 34753-9634
Investor	Possibly a Property Investor

Mortgage

Document Number	0061000830
Date	Mar 2, 2023
Book Page	6100/830
Instrument	2023023259

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Oct 1, 2050

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1694 RIDGEMOOR DR, MASCOTTE, FL 34753-9634
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1694 RIDGEMOOR DR, MASCOTTE, FL 34753-9634
Investor	Possibly a Property Investor

Mortgage

Document Number	0065412178
Date	Jun 9, 2025
Book Page	6541/2178
Instrument	2025070504

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 15, 2020
Property Address	1694 RIDGEMOOR DR, MASCOTTE, FL 34753-9634
Document Number	0055421461
Book / Page	5542 / 1461
Map Reference	MB 52 PG 42-44
Instrument Date	Sep 8, 2020
Instrument	2020101396
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	METES AND BOUNDS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1694 RIDGEMOOR DR, 1694, MASCOTTE, FL 34753-9634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1694 RIDGEMOOR DR, MASCOTTE, FL 34753-9634
Investor	Possibly a Property Investor

Mortgage

Document Number	0055421462
Date	Sep 15, 2020
Instrument	5542/1462

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mascotte City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$291,330 (+5.98%) Land $78,840 Building $212,490	$419,806 (+3.09%) Land $78,840 Building $340,966
2024	$5,040.00 (+5.57%)
2023	$4,774.00 (+3.51%) Homeowner's exemption	$274,880 (+3%)	$407,231 (+10.56%) Land $78,840 Building $328,391
2022	$4,612.00 Homeowner's exemption	$266,880	$368,351 Land $39,960 Building $328,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20

May also be available: Verizon.

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