16933 E 15th Ln, Spokane Valley (Veradale), WA 99037 Property Records

Spokane County property record for 16933 E 15th Ln, Spokane Valley, WA 99037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,602 sqft · built 2025
Lot Size	0.352 acres (15,318 sqft)
Owner	2 Individual Names on File
Last Sale	$1,179,900 (Mar 2026)
Tax Bill	$4,869 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45244.3801`

Property Details

APN / Parcel Number

Primary APN	`45244.3801`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Building Area	3,602 sqft Living Area
Gross Area	4,407 sqft
1st Floor Area	1,801 sqft
Basement Area	1,801 sqft
Finished Basement	1,801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,318 sqft (0.352 acres)
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces
Deck Area	221 sqft
Patio Area	119 sqft
Canopy	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	16933 E 15TH LN
City	VERADALE
State	WA
Zip	99037-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-25-44: RIDGEMONT ESTATES NO. 5- PHASE 1 (AFN 7269224) BLOCK 3 LOT 1
Legal Subdivision	RIDGEMONT ESTATES
Legal Block	3
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1000
Census Tract	13003

Owner

16933 E 15th Ln is owned and occupied by two individuals who bought it in March 2026.

Source: Spokane County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16933 E 15TH LN, VERADALE, WA 99037-4004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON TRUST BANK
Mar 18, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GESA CU
Mar 13, 2025	Warranty Deed, Transfer VESTAT TITLE AND ESCROW, VISTA TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on File
Deed Sale	Mar 18, 2026 · Amount on File
Prior Sale	Mar 13, 2025 · Amount on File
Deed Document Number	20267476272
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16933 E 15TH LN, VERADALE, WA 99037-4004
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	VIST TITLE, VISTA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007440807
Date	Sep 15, 2025
Instrument	7440807

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 18, 2026
Property Address	16933 E 15TH LN, VERADALE, WA 99037-4004
Document Number	0007476272
Map Reference	VOL 44 PG 72-73
Instrument Date	Mar 10, 2026
Instrument	7476272
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 26, 2026
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,062.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16933 E 15TH LN, SPOKANE VALLEY, WA 99037-4004

Mortgage

Document Number	0007476273
Date	Mar 18, 2026
Instrument	7476273

Lender

Name	GESA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2036
Change Frequency	10 Years
Min Rate At Change	4.99%
Max Rate At Change	9.99%
Index	10-Year CMTI
Max Rate	9.99%

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 13, 2025
Property Address	16933 E 15TH LN, VERADALE, WA 99037-4004
Document Number	0007403986
Map Reference	VOL 44 PG 72&73
Instrument Date	Mar 10, 2025
Instrument	7403986
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$1,555.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 N HAVANA ST, SPOKANE, WA 99202-4615
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 16933 E 15th Ln was $4,869, up 215.1% from the year before.

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,869.00 (+215.15%)	$694,800 (+289.24%) Land $217,800 Building $477,000	$694,800 (+289.24%) Land $217,800 Building $477,000
2025	$1,545.00	$178,500 Land $178,500	$178,500 Land $178,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16933 E 15th Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16933 E 15th Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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