16931 Boulder Oaks Dr, Ramona, CA 92065 Property Records

San Diego County property record for 16931 Boulder Oaks Dr, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,554 sqft · built 1996
Lot Size	0.229 acres (9,996 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Mar 2020)
Tax Bill	$10,700 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`278-492-33-00`

Property Details

APN / Parcel Number

Primary APN	`278-492-33-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,554 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	9,996 sqft (0.229 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	16931 BOULDER OAKS DR
City	RAMONA
State	CA
Zip	92065-6846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 201 TR 012754
Legal Subdivision	RAMONA 4626-3
Legal Tract	012754
Legal Block	2
Legal Lot Number	201
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17021

Owner

16931 Boulder Oaks Dr is owned by two individuals who bought it in March 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42200 MARGARITA RD, 1112, TEMECULA, CA 92592-5441
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Mar 27, 2020	Grant Deed, Transfer · Conventional Mortgage TRUIST BANK
Nov 28, 2017	Grant Deed, Transfer · VA Mortgage PRIME SOURCE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on File
Deed Sale	Mar 27, 2020 · Amount on File
Prior Sale	Nov 28, 2017 · Amount on File
Deed Document Number	2020160456
Prior Transfer Date	Sep 9, 2013
Prior Transfer Doc	0000674759
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16931 BOULDER OAKS DR, RAMONA, CA 92065-6846
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16931 BOULDER OAKS DR, RAMONA, CA 92065-6846

Mortgage

Document Number	0000062836
Date	Feb 10, 2022
Instrument	2022-0062836

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2020
Property Address	16931 BOULDER OAKS DR, RAMONA, CA 92065-6846
Document Number	0000160456
Map Reference	MAP 12754
Instrument Date	Feb 21, 2020
Instrument	2020-0160456
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	42200 MARGARITA RD APT 1112, 1112, TEMECULA, CA 92592-5441

Mortgage

Document Number	0000160457
Date	Mar 27, 2020
Instrument	2020-0160457

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 28, 2017
Property Address	16931 BOULDER OAKS DR, RAMONA, CA 92065-6846
Document Number	0000551298
Map Reference	MAP12754
Instrument Date	Oct 25, 2017
Instrument	2017-0551298
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16931 BOULDER OAKS DR, RAMONA, CA 92065-6846

Mortgage

Document Number	0000551299
Date	Nov 28, 2017
Instrument	2017-0551299

Lender

Name	PRIME SOURCE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16931 Boulder Oaks Dr was $10,700.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$931,452 (+2%) Land $474,093 Building $457,359
2025	$10,700.00	$913,190 Land $464,798 Building $448,392
2023	$10,111.00 (-0.49%)	$877,731 Land $446,750 Building $430,981
2022	$10,161.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16931 Boulder Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16931 Boulder Oaks Dr is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: San Diego Broadband.

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