1693 Pebble Beach Cir, Elgin, IL 60123 Property Records

Kane County property record for 1693 Pebble Beach Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,133 sqft · built 1990
Lot Size	0.65 acres (2,838 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Mar 2018)
Tax Bill	$4,272 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-27-105-031`

Property Details

APN / Parcel Number

Primary APN	`06-27-105-031`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,133 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	2,838 sqft (0.65 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1693 PEBBLE BEACH CIR
City	ELGIN
State	IL
Zip	60123-6874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 6 LOT 429
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	429
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1016
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1693 PEBBLE BEACH CIR, ELGIN, IL 60123-6874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMRES CORPORATION
Mar 7, 2018	Warranty Deed, Transfer · Conventional Mortgage BJV FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2018 · Amount on Record
Deed Sale	Mar 7, 2018 · Amount on Record
Prior Sale	Jun 8, 2012 · Amount on Record
Deed Document Number	201810459
Last Transfer Date	Jul 30, 2020
Transfer Doc	0000053491
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 17, 2020
Property Address	1693 PEBBLE BEACH CIR, ELGIN, IL 60123-6874
Document Number	0000053491
Map Reference	DOC 90K02290
Instrument Date	Jul 30, 2020
Instrument	2020K053491
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1693 PEBBLE BEACH CIR, ELGIN, IL 60123-6874

Mortgage

Document Number	0000053492
Date	Sep 17, 2020
Instrument	2020K053492

Lender

Name	AMRES CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Aug 1, 2045

Interest

Rate Type	Fixed Rate
Rate	2.75%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 7, 2018
Property Address	1693 PEBBLE BEACH CIR, ELGIN, IL 60123-6874
Document Number	0000010459
Map Reference	DOC90K02290
Instrument Date	Mar 2, 2018
Instrument	2018K010459
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 PICKWICK DR, SCHAUMBURG, IL 60193-7000

Mortgage

Document Number	0000010460
Date	Mar 7, 2018
Instrument	2018K010460

Lender

Name	BJV FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,272.00 (+15.77%) Homeowner's exemption	$64,006 (+8.57%) Land $16,079 Building $47,927	$192,095 (+8.57%) Land $48,256 Building $143,839
2024		$58,954 (+21.39%) Land $14,810 Building $44,144	$176,933 (+21.44%) Land $44,448 Building $132,485
2022	$3,690.00 (+4.98%) Homeowner's exemption	$48,565 (+6.96%) Land $12,200 Building $36,365	$145,695 (+6.96%) Land $36,600 Building $109,095
2021	$3,515.00 Homeowner's exemption	$45,405 Land $11,406 Building $33,999	$136,215 Land $34,218 Building $101,997

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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