1693 Bella Laguna Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 1693 Bella Laguna Ct, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,360 sqft · built 2000
Lot Size	1.21 acres (52,708 sqft)
Owner	Trust Name on File
Last Sale	$1,180,000 (Nov 2000)
Tax Bill	$21,597 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`216-540-15-00`

Property Details

APN / Parcel Number

Primary APN	`216-540-15-00`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	4,360 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	52,708 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1693 BELLA LAGUNA CT
City	ENCINITAS
State	CA
Zip	92024-1292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	LOT 15 TR 013548
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	013548
Legal Block	4
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4014
Census Tract	17601

Owner

1693 Bella Laguna Ct is owner-occupied and held in a trust since June 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1693 BELLA LAGUNA CT, ENCINITAS, CA 92024-1292
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Oct 13, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Oct 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 8, 2018	Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2000 · Amount on File
Deed Sale	Nov 6, 2000 · Amount on File
Prior Sale	Dec 8, 1999 · Amount on File
Deed Document Number	2000602815
Last Transfer Date	Jun 11, 2021
Transfer Doc	0000715063
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1693 BELLA LAGUNA CT, ENCINITAS, CA 92024-1292
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1693 BELLA LAGUNA CT, ENCINITAS, CA 92024-1292

Mortgage

Document Number	0000794428
Date	Nov 17, 2021
Instrument	2021-0794428

Lender

Name	ZB NA
Type	Bank
Address	SAN DIEGO, CA 92130

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 13, 2021
Property Address	1693 BELLA LAGUNA CT, ENCINITAS, CA 92024-1292
Document Number	0000715065
Map Reference	MAP 13548
Instrument Date	Jun 11, 2021
Instrument	2021-0715065
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1693 BELLA LAGUNA CT, ENCINITAS, CA 92024-1292

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 13, 2021
Property Address	1693 BELLA LAGUNA CT, ENCINITAS, CA 92024-1292
Document Number	0000715063
Map Reference	MAP 13548
Instrument Date	Jun 11, 2021
Instrument	2021-0715063
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1693 BELLA LAGUNA CT, ENCINITAS, CA 92024-1292

Mortgage

Document Number	0000715064
Date	Oct 13, 2021
Instrument	2021-0715064

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1693 BELLA LAGUNA CT, ENCINITAS, CA 92024-1292
Document Number	0000108191
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1693 BELLA LAGUNA CT ENCINITAS CA 920241292, ENCINITAS, CA 92024-1292

Mortgage

Document Number	0000108191
Date	Mar 20, 2018
Instrument	108191

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	ENCINITAS, CA 92024

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1693 Bella Laguna Ct was $21,597 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,903,305 (+2%) Land $670,112 Building $1,233,193
2025	$21,597.00 Homeowner's exemption	$1,865,986 Land $656,973 Building $1,209,013
2023	$20,318.00 (+2.1%) Homeowner's exemption	$1,793,529 Land $631,463 Building $1,162,066
2022	$19,901.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1693 Bella Laguna Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1693 Bella Laguna Ct is moderate, ranking above 53% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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