16928 Central Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 16928 Central Rd, Apple Valley, CA 92307

Property Summary

Property Type	Quadplex
Details	1 bd · 1 ba · 2,400 sqft · built 1957
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Sep 2013)
Tax Bill	$2,520 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`0437-213-15-0000`

Property Details

APN / Parcel Number

Primary APN	`0437-213-15-0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Units	4 Units
Stories	1 Story
Building Area	2,400 sqft Total Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Quadruplex
Construction Type	Wood
Lot Area	108,900 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	16928 CENTRAL RD
City	APPLE VALLEY
State	CA
Zip	92307-1153
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	SE 1/4 SW 1/4 NE 1/4 SE 1/4 SECTION 34 TP 6N R 3W 2.5 AC M/L
Legal Block	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1080
Census Tract	12101

Owner

16928 Central Rd, a quadplex, is owned by two individuals who acquired it in April 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24237 SEAGREEN DR, DIAMOND BAR, CA 91765-4208
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Commercial Mortgage CHAMPIONS FUNDING LLC
Sep 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage OPTIONWIDE FINANCIAL CORP
Sep 19, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BALBOA LLC
May 3, 2018	Quit Claim Deed, Transfer PROVIDENT TITLE
Nov 8, 2017	Quit Claim Deed, Mortgage · Conventional with PMI OCRE INVESTMENT FUND 1 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2013 · Amount on File
Deed Sale	Sep 26, 2013 · Amount on File
Prior Sale	Aug 24, 2011 · Amount on File
Deed Document Number	2013421916
Last Transfer Date	Apr 23, 2018
Transfer Doc	0000161630
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16928 CENTRAL RD, APPLE VALLEY, CA 92307-1153
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10330 SHASTA RD, PHELAN, CA 92371-6429

Mortgage

Document Number	0000074044
Date	Mar 23, 2026
Instrument	2026-0074044

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16928 CENTRAL RD, APPLE VALLEY, CA 92307-1153
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24237 SEAGREEN DR, DIAMOND BAR, CA 91765-4208

Mortgage

Document Number	0000323690
Date	Sep 26, 2022
Instrument	2022-0323690

Lender

Name	OPTIONWIDE FINANCIAL CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 19, 2019
Property Address	16928 CENTRAL RD, APPLE VALLEY, CA 92307-1153
Instrument Date	Sep 11, 2019
Instrument	336532
Transaction Type	Construction Loan
Record Updated	Oct 8, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24237 SEA GREEN DR HESPERIA CA 92345, HESPERIA, CA 92345

Mortgage

Document Number	0000336532
Date	Sep 19, 2019
Instrument	336532

Lender

Name	BALBOA LLC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 18, 2020

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 3, 2018
Property Address	16928 CENTRAL RD, APPLE VALLEY, CA 92307-1153
Document Number	0000161630
Instrument Date	Apr 23, 2018
Instrument	161630
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24237 SEAGREEN DR DIAMOND BAR CA 917654208, DIAMOND BAR, CA 91765-4208

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 8, 2017
Property Address	16928 CENTRAL RD, APPLE VALLEY, CA 92307-1153
Document Number	0000472332
Instrument Date	Nov 3, 2017
Instrument	472332
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24237 SEAGREEN DR DIAMOND BAR CA 917654208, DIAMOND BAR, CA 91765-4208

Mortgage

Document Number	472333
Date	Nov 8, 2017
Instrument	472333

Lender

Name	OCRE INVESTMENT FUND 1 LLC
Type	Funding / Finance Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	36 Months
Due	Nov 7, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 16928 Central Rd was $2,520.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$162,550 (+2%) Land $25,008 Building $137,542
2025	$2,520.00	$159,363 Land $24,518 Building $134,845
2023	$2,288.00 (+1.64%)	$153,175 Land $23,566 Building $129,609
2022	$2,251.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16928 Central Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16928 Central Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER CO - APPLE VLY NORTH private · serves 2,097 people · EPA ID CA3610105
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
WISPRENN Fixed Wireless	75 / 10

May also be available: AT&T, Frontier, Verizon.

Nearby Properties on Central Rd

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