16920 Stonegate Dr, Athens, AL 35613 Property Records

Limestone County property record for 16920 Stonegate Dr, Athens, AL 35613

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,804 sqft · built 2021
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$473,700 (Apr 2022)
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Apr 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0902090005013000`

Property Details

APN / Parcel Number

Primary APN	`0902090005013000`
Alternative APNs	`10910357` `65544`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,804 sqft Living Area
Upper Floors Area	940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	162 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	221 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10910357
Street Address	16920 STONEGATE DR
City	ATHENS
State	AL
Zip	35613-8597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:1 CITY/MUNI/TWP:COUNTY SEC/TWN/RNG/MER:SEC 09 TWN 03S RNG 03W
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	1
Census Block	1000
Census Tract	20804

Owner

16920 Stonegate Dr is owned and occupied by an individual who bought it in April 2022.

Source: Limestone County records, as of February 27, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16920 STONEGATE DR, ATHENS, AL 35613-8597
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Deed Document Number	0202236672
Deed Book / Page	2022 / 36672
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Apr 26, 2022
Property Address	16920 STONEGATE DR, ATHENS, AL 35613-8597
Document Number	2022/36672
Book / Page	2022 / 36672
Map Reference	MB K PG 84
Instrument Date	Apr 22, 2022
Transaction Type	Construction Loan
Record Updated	Mar 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26941 US HIGHWAY 72, ATHENS, AL 35613-7801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16920 STONEGATE DR, ATHENS, AL 35613-8597

Mortgage

Document Number	202203667520220366
Date	Apr 26, 2022
Instrument	2022/03667520220366

Lender

Name	HOME POINT FINANCIAL CORP

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 16920 Stonegate Dr was $1,560 with a homeowner's exemption, up 3.2% from the year before.

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,560.00 (+3.17%) Homeowner's exemption	$52,780 (+1.15%)	$527,800 (+1.19%) Land $76,600 Building $451,200
2024	$1,512.00 Homeowner's exemption	$52,180	$521,600 Land $74,700 Building $446,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16920 Stonegate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16920 Stonegate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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