1692 Winthrop Ln, Ceres, CA 95307 Property Records

Stanislaus County property record for 1692 Winthrop Ln, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,970 sqft · built 2015
Lot Size	0.07 acres (3,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$397,000 (Feb 2021)
Tax Bill	$6,147 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-094-023-000`

Property Details

APN / Parcel Number

Primary APN	`040-094-023-000`
Alternative APN	`0409423000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,970 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	3,059 sqft (0.07 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1692 WINTHROP LN
City	CERES
State	CA
Zip	95307-1859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORWOOD HEIGHTS (43M23) BLK 7272 LOT 8
Legal Subdivision	NORWOOD HEIGHTS
Legal Block	7272
Legal Lot Number	8
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2008
Census Tract	2604

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1692 WINTHROP LN, CERES, CA 95307-1859
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage COMMERCE MORTGAGE
Feb 24, 2021	Grant Deed, Transfer · FHA Mortgage COMMERCE HOME MORTGAGE LLC
Apr 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Oct 6, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	May 11, 2016 · Amount on Record
Deed Document Number	202117860
Prior Transfer Date	May 6, 2016
Prior Transfer Doc	0000034340
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1692 WINTHROP LN, CERES, CA 95307-1859
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 WINTHROP LN, CERES, CA 95307-1859
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017863
Date	Feb 24, 2021
Instrument	2021-0017863

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 24, 2021
Property Address	1692 WINTHROP LN, CERES, CA 95307-1859
Document Number	0000017860
Map Reference	VOL 43 PG 23
Instrument Date	Feb 12, 2021
Instrument	2021-0017860
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1692 WINTHROP LN, CERES, CA 95307-1859
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017861
Date	Feb 24, 2021
Instrument	2021-0017861

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Mortgage

Document Number	0000017862
Date	Feb 24, 2021
Instrument	2021-0017862

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1692 WINTHROP LN, CERES, CA 95307-1859
Document Number	0000028861
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1692 WINTHROP LN CERES CA 953071859, CERES, CA 95307-1859

Mortgage

Document Number	0000028861
Date	Apr 24, 2020
Instrument	28861

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 23, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1692 WINTHROP LN, CERES, CA 95307-1859
Document Number	0000071470
Instrument Date	Oct 6, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1692 WINTHROP LN CERES CA 953071859, CERES, CA 95307-1859

Mortgage

Document Number	0000071470
Date	Oct 15, 2018
Instrument	71470

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,147.00 (+0.33%)	$438,316 (+2%) Land $176,651 Building $261,665
2025	$6,127.00 (+9.14%)	$429,723 (+4.04%) Land $173,188 Building $256,535
2023	$5,614.00 (+1.43%)	$413,038 Land $166,464 Building $246,574
2022	$5,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

Nearby Properties on Winthrop Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures