1692 Starmount Cir, Lancaster, SC 29720 Property Records

Lancaster County property record for 1692 Starmount Cir, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,095 sqft · built 1982
Lot Size	1.88 acres (81,893 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Feb 2017)
Tax Bill	$3,716 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2015 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0086N-0B-017.00`

Property Details

APN / Parcel Number

Primary APN	`0086N-0B-017.00`
Alternative APN	`16728`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,095 sqft Living Area
Gross Area	3,015 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	81,893 sqft (1.88 acres)
Garage Type	Carport
Garage Area	494 sqft
Carport	Carport
Carport Area	494 sqft
Porch	Porch
Porch Area	426 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	16728
Street Address	1692 STARMOUNT CIR
City	LANCASTER
State	SC
Zip	29720-7848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Subdivision	STARMO
Legal Block	57-66
Legal Lot Number	57-66
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2014
Census Tract	10400

Owner

1692 Starmount Cir is owned and occupied by an individual who bought it in February 2017.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1692 STARMOUNT CIR, LANCASTER, SC 29720-7848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Apr 14, 2015	Deed of Trust, Mortgage · Conventional with PMI AMERICAN SEC MTG
Feb 2, 2017	Grant Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2017 · Amount on File
Deed Sale	Feb 2, 2017 · Amount on File
Prior Sale	Apr 16, 2015 · Amount on File
Deed Document Number	20171564
Deed Book / Page	1030 / 209
Prior Transfer Date	Aug 12, 2011
Prior Transfer Doc	0000009696
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1692 STARMOUNT CIR, LANCASTER, SC 29720-7848
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 STARMOUNT CIR, LANCASTER, SC 29720-7848

Mortgage

Document Number	0000025884
Date	Dec 28, 2021
Book Page	4630/182
Instrument	2021025884

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	281 Months
Due	May 1, 2045

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1692 STARMOUNT CIR, LANCASTER, SC 29720-7848
Document Number	0000001565
Instrument Date	Apr 14, 2015
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1692 STARMOUNT CIR LANCASTER SC 297207848, LANCASTER, SC 29720-7848

Mortgage

Document Number	0000001565
Date	Feb 2, 2017
Book Page	003301/000296
Instrument	1565

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	336 Months
Due	Feb 1, 2045

February 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Feb 2, 2017
Property Address	1692 STARMOUNT CIR, LANCASTER, SC 29720-7848
Document Number	0000001564
Book / Page	001030 / 000209
Instrument Date	Apr 14, 2015
Instrument	1564
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$510.60
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1692 STARMOUNT CIR LANCASTER SC 297207848, LANCASTER, SC 29720-7848

Tax Assessment & Valuation

The 2025 property tax bill for 1692 Starmount Cir was $3,716, up 13.6% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,716.00 (+13.57%)	$11,351 Land $1,269 Building $10,082	$226,300 Land $25,300 Building $201,000
2024	$3,272.00 (+0.15%)
2023	$3,267.00	$9,870 Land $1,338 Building $8,532	$164,500 Land $22,300 Building $142,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1692 Starmount Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (2006–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1692 Starmount Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 100
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Starmount Cir

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