1692 FM 999, Gary, TX 75643 Property Records

Panola County property record for 1692 FM 999, Gary, TX 75643

Property Summary

Property Type	Single Family Home
Details	2,247 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$206,300 (May 2018)
Tax Bill	$4,893 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2019 Mortgage + 3 more
APN	`00432-01051-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00432-01051-00000-000000`
Alternative APN	`21067`

Interior

Building Area	2,247 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	972 sqft

Location & Zoning

Account Number	00432-01051-00000-000000
Street Address	1692 FM 999
City	GARY
State	TX
Zip	75643-4336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	85
Legal Description	AB 432 E MORRIS
Legal Subdivision	ELIJAH MORRIS SURVEY ABSTRACT NO 432
Jurisdiction	PANOLA TX
Township / Civil Division	GARY CITY
Census Block Group	2
Census Block	2016
Census Tract	950600

Owner

Source: Panola County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1692 FM 999, GARY, TX 75643-4336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage AUSTIN BANK
Jul 15, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage PANOLA NATIONAL BANK
Aug 24, 2018	Deed of Trust, Mortgage ADVANTAGE TRUST COMPANY
Dec 14, 2018	Intrafamily Transfer, Transfer CARTHAGE TITLE COMPANY
May 21, 2018	Intrafamily Transfer, Transfer · Stand-Alone Refinance JOHN A GRAVES FAMILY TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Prior Sale	Nov 10, 2008 · Amount on Record
Deed Document Number	2018209085
Deed Book / Page	1965 / 823
Last Transfer Date	Dec 13, 2018
Transfer Doc	2001/448
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	1692 FM 999, GARY, TX 75643-4336
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000243017
Date	Jun 14, 2022
Instrument	243017

Lender

Name	AUSTIN BANK
Type	Bank
Address	WHITEHOUSE, TX 75791

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 6, 2042

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	1692 FM 999, GARY, TX 75643-4336
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2033/497
Date	Jul 15, 2019
Book Page	2033/497
Instrument	218199

Lender

Name	PANOLA NATIONAL BANK
Type	Bank
Address	CARTHAGE, TX 75633

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2034

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	1692 FM 999, GARY, TX 75643-4336
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1984/557
Date	Aug 24, 2018
Book Page	1984/557
Instrument	211419

Lender

Name	ADVANTAGE TRUST COMPANY
Type	Non-Lending Institution
Address	SALINA, KS 67401

Agreement

Amount	Amount Recorded
Term	110 Months
Due	Oct 30, 2027

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PANOLA TX
Recording Date	Dec 14, 2018
Property Address	1692 FM 999, GARY, TX 75643-4336
Document Number	2001/448
Book / Page	2001 / 448
Map Reference	VOL 856 PG 618
Instrument Date	Dec 13, 2018
Instrument	213767
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CARTHAGE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4414 RINGROSE DR, 4414, MISSOURI CITY, TX 77459-2914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 FM 999, GARY, TX 75643-4336

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PANOLA TX
Recording Date	May 21, 2018
Property Address	1692 FM 999, GARY, TX 75643-4336
Document Number	1965/823
Book / Page	1965 / 823
Instrument Date	May 18, 2018
Instrument	209085
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CARTHAGE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 192, CARTHAGE, TX 75633-0192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 FM 999, GARY, TX 75643-4336

Mortgage

Document Number	209086
Date	May 21, 2018
Instrument	209086

Lender

Name	JOHN A GRAVES FAMILY TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	May 18, 2033

Tax Assessment & Valuation

Source: Panola County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gary City Town
County	Panola County
Unified School District	Gary Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,893.00 (+9.44%) Homeowner's exemption	$237,850 (-12.13%)	$296,220 (+9.43%) Land $12,400 Building $283,820
2025	$4,471.00 (+85.13%) Homeowner's exemption	$270,690 (+51.48%) Land $12,400 Building $258,290	$270,690 (+51.48%) Land $12,400 Building $258,290
2023		$178,700 Land $6,790 Building $171,910	$178,700 Land $6,790 Building $171,910
2022	$2,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARY WSC serves 1,050 people · EPA ID TX1830008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Oct 2014
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on FM 999

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