1692 E 800 N, Ossian, IN 46777 Property Records

Wells County property record for 1692 E 800 N, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,000 sqft · built 1992
Lot Size	3.06 acres (133,294 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (May 2018)
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-02-29-100-003.004-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-29-100-003.004-008`
Alternative APNs	`00008422794` `0040229205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	133,294 sqft (3.06 acres)
Garage Type	Mixed
Garage Area	2,766 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Solar

Location & Zoning

Account Number	00008422794
Street Address	1692 E 800 N
City	OSSIAN
State	IN
Zip	46777-9363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29-28-12 3.06A
Legal Subdivision	JEFFERSON TOWNSHIP
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2017
Census Tract	40100

Owner

Source: Wells County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1692 E 800 N, OSSIAN, IN 46777-9363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit MIDWEST AMERICA FEDERAL CREDIT UNION
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE
May 31, 2019	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE CO INC
May 10, 2018	Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	20181646
Last Transfer Date	Sep 27, 2025
Transfer Doc	0000003372
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Recording Date	Jul 15, 2026
Property Address	1692 E 800 N, OSSIAN, IN 46777-9363
Document Number	0000002562
Instrument Date	Jul 10, 2026
Instrument	20262562
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 E 800 N, OSSIAN, IN 46777-9363

Mortgage

Document Number	0000002562,
Date	Jul 15, 2026
Instrument	20262562

Lender

Name	MIDWEST AMERICA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2036

Interest

Rate	6.52%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Recording Date	Jun 23, 2026
Property Address	1692 E 800 N, OSSIAN, IN 46777-9363
Document Number	0000002226
Instrument Date	May 11, 2026
Instrument	20262226
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 E 800 N, OSSIAN, IN 46777-9363

Mortgage

Document Number	0000002226,
Date	Jun 23, 2026
Instrument	20262226

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1692 E 800 N, OSSIAN, IN 46777-9363
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191740
Date	May 31, 2019
Instrument	20191740

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WELLS IN
Recording Date	May 10, 2018
Property Address	1692 E 800 N, OSSIAN, IN 46777-9363
Document Number	0020181646
Instrument Date	May 1, 2018
Instrument	20181646
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 E 800 N, OSSIAN, IN 46777-9363

Mortgage

Document Number	0020181647
Date	May 10, 2018
Instrument	20181647

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,874.00 (+14.46%) Homeowner's exemption	$412,800 (+18.69%) Land $87,700 Building $325,100	$412,800 (+18.69%) Land $87,700 Building $325,100
2024	$2,511.00 (+21.95%)
2023		$347,800 (+12.23%) Land $87,700 Building $260,100	$347,800 (+12.23%) Land $87,700 Building $260,100
2022	$2,059.00	$309,900 Land $58,200 Building $251,700	$309,900 Land $58,200 Building $251,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWN Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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