1692 Covington Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 1692 Covington Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,257 sqft · built 2003
Lot Size	0.235 acres (10,246 sqft)
Owner	Individual Name on Record
Tax Bill	$4,305 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-26-014266-029-23`

Property Details

APN / Parcel Number

Primary APN	`16-05-26-014266-029-23`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,257 sqft Heated Area
Gross Area	2,833 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,246 sqft (0.235 acres)
Garage Area	437 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Porch
Porch Area	139 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1692 COVINGTON LN
City	FLEMING ISLAND
State	FL
Zip	32003-3377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 23 COVINGTON AS REC O R 4397 PG 1141
Legal Range	26
Legal Township	05
Legal Section	16
Legal Subdivision	COVINGTON
Legal Lot Number	23
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2000
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1692 COVINGTON LN, FLEMING ISLAND, FL 32003-3377
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Jan 4, 2021	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jun 21, 2019	Loan Modification, Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2021
Deed Sale	Mar 16, 2021
Prior Sale	Dec 30, 2003 · Amount on Record
Deed Document Number	2021000124
Deed Book / Page	4397 / 1141
Prior Transfer Date	Jan 4, 2021
Prior Transfer Doc	2021000124
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1692 COVINGTON LN, FLEMING ISLAND, FL 32003-3377
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 COVINGTON LN, FLEMING ISLAND, FL 32003-3377

Mortgage

Document Number	0046512070
Date	Sep 22, 2022
Book Page	4651/2070
Instrument	2022057797

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 8, 2037

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 4, 2021
Property Address	1692 COVINGTON LN, FLEMING ISLAND, FL 32003-3377
Document Number	0043971141
Book / Page	4397 / 1141
Map Reference	MB 38 PG 71-76
Instrument Date	Dec 17, 2020
Instrument	2021000124
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,569.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	817 PONDEROSA DR, 817, SOUTH DAYTONA, FL 32119-2618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 COVINGTON LN, FLEMING ISLAND, FL 32003-3377

Mortgage

Document Number	0043971143
Date	Jan 4, 2021
Instrument	4397/1143

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	1692 COVINGTON LN, FLEMING ISLAND, FL 32003-3377
Document Number	0042042072
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1692 COVINGTON LN FLEMING ISLAND FL 320033377, FLEMING ISLAND, FL 32003-3377

Mortgage

Document Number	0042042072
Date	Jun 25, 2019
Book Page	004204/002072
Instrument	32780

Lender

Name	AMERIS BK
Type	Bank
Address	FLEMING ISLAND, FL 32003

Agreement

Term	36 Months
Due	Jun 24, 2022

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,305.00 (-29.02%) Homeowner's exemption Widower's exemption	$327,459 (+5.99%)	$443,204 (+2.16%) Land $60,000 Building $383,204
2023	$6,065.00 (+3.59%) Homeowner's exemption Widower's exemption	$308,963 (+3%)	$433,850 (+10.06%) Land $60,000 Building $373,850
2022	$5,855.00 Homeowner's exemption Widower's exemption	$299,965	$394,180 Land $50,000 Building $344,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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