1692 45th St, Turtle Lake, WI 54889 Property Records

Polk County property record for 1692 45th St, Turtle Lake, WI 54889

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Sep 2023)
Tax Bill	$1,631 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-00150-0000`

Property Details

APN / Parcel Number

Primary APN	`008-00150-0000`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	1692 45TH ST
City	TURTLE LAKE
State	WI
Zip	54889-9141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CSM427 V2 PG 156 (381449)
Jurisdiction	POLK WI
Township / Civil Division	BEAVER
Census Block Group	2
Census Block	2004
Census Tract	960500

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1692 45TH ST, TURTLE LAKE, WI 54889-9141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Personal Representative Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC
Sep 26, 2023	Transfer on Death Deed, Transfer · Conventional Mortgage WHEDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Deed Document Number	920708
Record Updated	Jun 8, 2026

September 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	POLK WI
Recording Date	Sep 26, 2023
Property Address	1692 45TH ST, TURTLE LAKE, WI 54889-9141
Document Number	0000920708
Map Reference	DOC381449
Instrument Date	Aug 7, 2023
Instrument	920708
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000920709
Date	Sep 26, 2023
Instrument	920709

Lender

Name	LUMINATE HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	POLK WI
Recording Date	Sep 26, 2023
Property Address	1692 45TH ST, TURTLE LAKE, WI 54889-9141
Document Number	0000920707
Map Reference	DOC381449
Instrument Date	Aug 7, 2023
Instrument	920707
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	TM TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1692 45TH ST, TURTLE LAKE, WI 54889-9141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 45TH ST, TURTLE LAKE, WI 54889-9141

Mortgage

Document Number	0000920711
Date	Sep 26, 2023
Instrument	920711

Lender

Name	WHEDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Beaver Town
Unified School District	Turtle Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,631.00 (+34.68%)	$159,800 (-) Land $25,000 Building $134,800	$191,100 (+18.18%) Land $29,897 Building $161,203
2023	$1,211.00 (-12.18%) Homeowner's exemption	$159,800 (+45.14%) Land $25,000 Building $134,800	$161,700 (-2.24%)
2022	$1,379.00 Homeowner's exemption	$110,100 Land $16,000 Building $94,100	$165,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Communications Fiber	5,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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