16916 Bellchase Rd, Lathrop, CA 95330 Property Records

San Joaquin County property record for 16916 Bellchase Rd, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,798 sqft · built 2006
Lot Size0.146 acres (6,364 sqft)
Owner2 Individual Names on File
Last Sale$218,500 (Jun 2009)
Tax Bill$6,053 (2026)
Deeds & MortgagesDec 2019 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (reduced by levee)
APN191-580-170-000

Property Details

APN / Parcel Number

Primary APN191-580-170-000
Alternative APN
  • 191-580-17

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,798 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,364 sqft (0.146 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number191-580-17
Street Address16916 BELLCHASE RD
CityLATHROP
StateCA
Zip95330-8893
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description05-PT OF 191-190-50/MOSSDALE LANDING EAST
Legal SubdivisionMOSSDALE LANDING EAST
Legal Block1
Legal Lot Number40
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group1
Census Block1015
Census Tract5119

Owner

16916 Bellchase Rd is owned and occupied by two individuals who bought it in June 2009.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address16916 BELLCHASE RD, LATHROP, CA 95330-8893
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Oct 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2009 · Amount on File
Deed SaleJun 24, 2009 · Amount on File
Prior SaleMar 12, 2009 · Amount on File
Deed Document Number200994129
Prior Transfer DateFeb 18, 2009
Prior Transfer Doc0000039890
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address16916 BELLCHASE RD, LATHROP, CA 95330-8893
Transaction TypeMortgage
Record UpdatedDec 9, 2022
Title CompanyFIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000143343
DateDec 10, 2019
Instrument2019-143343
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address16916 BELLCHASE RD, LATHROP, CA 95330-8893
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE CO CONCOR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000114888
DateOct 4, 2017
Instrument2017-114888
Lender
NameCOMMERCE MORTGAGE
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 16916 Bellchase Rd was $6,053, up 1.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,053.00 (+1.27%)
2025$5,977.00$281,357 Land $69,532 Building $211,825
2023$5,660.00 (+0.34%)$270,433 Land $66,833 Building $203,600$583,020
2022$5,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16916 Bellchase Rd in Zone X, where a levee reduces flood risk, though there have been 22 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims22 (1983–2017)
Claims Outside the SFHA13 of 22
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 5 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16916 Bellchase Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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