16915 Prado Loop, Loxley, AL 36551 Property Records

Baldwin County property record for 16915 Prado Loop, Loxley, AL 36551

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,873 sqft · built 2007
Lot Size0.188 acres (8,196 sqft)
OwnerIndividual Name on Record
Last Sale$228,000 (Sep 2021)
Tax Bill$780 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN42-07-26-0-000-011.027

Property Details

APN / Parcel Number

Primary APN42-07-26-0-000-011.027
Alternative APNs
  • 293719
  • 383824

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,873 sqft Heated Area
1st Floor Area1,873 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2012
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,196 sqft (0.188 acres)
Lot Dimensions136 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number383824
Street Address16915 PRADO LOOP
CityLOXLEY
StateAL
Zip36551-8696
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description60' X 136.6' LOT 123 COTTAGES OF AVENTURA PH 2 SLIDE 2353-ASEC 26-T5S-R3E (ST WD)
Legal SubdivisionCOTTAGES OF AVENTURA PH 2
Legal Phase2
Legal Lot Number123
JurisdictionBALDWIN AL
Township / Civil DivisionROBERTSDALE
Census Block Group2
Census Block2011
Census Tract10903

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address115 BRENTON CT, GOODLETTSVILLE, TN 37072-2132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Warranty Deed, Transfer · Conventional Mortgage
BANCORPSOUTH BANK
Aug 27, 2020Warranty Deed, Transfer
PRIVATE INDIVIDUAL
Oct 23, 2018Warranty Deed, Transfer · Conventional with PMI
COMMUNITY BK/MS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2021 · Amount on Record
Deed SaleSep 20, 2021 · Amount on Record
Prior SaleAug 27, 2020 · Amount on Record
Deed Document Number20211944970
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateSep 20, 2021
Property Address16915 PRADO LOOP, LOXLEY, AL 36551-8696
Document Number0001944970
Instrument DateSep 20, 2021
Instrument1944970
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address184 PEMBERTON LOOP, FAIRHOPE, AL 36532-7098

Transferred To (Grantee/Buyer)

NameVerified Name
Address16915 PRADO LOOP, LOXLEY, AL 36551-8696

Mortgage

Document Number0001944971
DateSep 20, 2021
Instrument1944971
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateAug 27, 2020
Property Address16915 PRADO LOOP, LOXLEY, AL 36551-8696
Document Number0001853614
Instrument DateAug 26, 2020
Instrument1853614
Transaction TypeTransfer
Record UpdatedSep 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$209.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16915 PRADO LOOP LOXLEY AL 365518696, LOXLEY, AL 36551-8696

Mortgage

Document Number1853615
DateAug 27, 2020
Instrument1853615
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressGULF SHORES, AL 36547
Agreement
AmountAmount Recorded
Term360 Months
DueAug 26, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateOct 23, 2018
Property Address16915 PRADO LOOP, LOXLEY, AL 36551-8696
Document Number0001726072
Instrument DateOct 22, 2018
Instrument1726072
Transaction TypeTransfer
Record UpdatedNov 5, 2018
Title CompanySTEWART TITLE/AL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$17.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16915 PRADO LOOP LOXLEY AL 365518696, LOXLEY, AL 36551-8696

Mortgage

Document Number1726073
DateOct 23, 2018
Instrument1726073
Lender
NameCOMMUNITY BK/MS
TypeBank
AddressFLOWOOD, MS 39232
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 22, 2048

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$780.00 (-0.13%) Homeowner's exemption
2025$781.00 (+2.63%)$26,660 (+2.46%) Land $4,280 Building $22,380$266,500 (+2.46%) Land $42,800 Building $223,700
2023$761.00 (+11.58%)$26,020 (+18.27%)$260,100 (+18.33%) Land $21,300 Building $238,800
2022$682.00$22,000$219,800 Land $22,500 Building $197,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 50% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Prado Loop

Nearby Streets

Search Property Records by Address or Parcel Number