1691 Saint Germain Pl, Concord, CA 94521 Property Records

Contra Costa County property record for 1691 Saint Germain Pl, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,920 sqft · built 1994
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$870,000 (Oct 2018)
Tax Bill	$12,230 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Dec 2020 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`117-150-044-8`

Property Details

APN / Parcel Number

Primary APN	`117-150-044-8`
Alternative APN	`117-150-044`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,920 sqft Living Area
1st Floor Area	1,843 sqft
2nd Floor Area	1,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1691 SAINT GERMAIN PL
City	CONCORD
State	CA
Zip	94521-3294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	T7478 L2
Legal Subdivision	SUBDIVISION 7478
Legal Tract	7478
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	333102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1691 SAINT GERMAIN PL, CONCORD, CA 94521-3294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 18, 2020	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO
Nov 16, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Nov 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 17, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Oct 17, 2018	Quit Claim Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	Feb 26, 2003 · Amount on Record
Deed Document Number	2018165157
Last Transfer Date	Dec 8, 2020
Transfer Doc	0000319252
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1691 SAINT GERMAIN PL, CONCORD, CA 94521-3294
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 SAINT GERMAIN PL, CONCORD, CA 94521-3294

Mortgage

Document Number	0000067906
Date	Jul 7, 2025
Instrument	2025- 067906

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Jan 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 18, 2020
Property Address	1691 SAINT GERMAIN PL, CONCORD, CA 94521-3294
Document Number	0000319252
Instrument Date	Dec 8, 2020
Instrument	319252
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1691 SAINT GERMAIN PL CONCORD CA 945213294, CONCORD, CA 94521-3294

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 18, 2020
Property Address	1691 SAINT GERMAIN PL, CONCORD, CA 94521-3294
Document Number	0000319251
Map Reference	MB 360 PG 7
Instrument Date	Dec 8, 2020
Instrument	2020-319251
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 SAINT GERMAIN PL, CONCORD, CA 94521-3294

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 16, 2020
Property Address	1691 SAINT GERMAIN PL, CONCORD, CA 94521-3294
Document Number	0000275713
Instrument Date	Nov 4, 2020
Instrument	275713
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 SAINT GERMAIN PL CONCORD CA 945213294, CONCORD, CA 94521-3294

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 16, 2020
Property Address	1691 SAINT GERMAIN PL, CONCORD, CA 94521-3294
Document Number	0000275714
Instrument Date	Nov 4, 2020
Instrument	275714
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1691 SAINT GERMAIN PL CONCORD CA 945213294, CONCORD, CA 94521-3294

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 17, 2018
Property Address	1691 SAINT GERMAIN PL, CONCORD, CA 94521-3294
Document Number	0000165157
Instrument Date	Oct 2, 2018
Instrument	165157
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1691 SAINT GERMAIN PL CONCORD CA 945213294, CONCORD, CA 94521-3294

Mortgage

Document Number	165158
Date	Oct 17, 2018
Instrument	165158

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 17, 2018
Property Address	1691 SAINT GERMAIN PL, CONCORD, CA 94521-3294
Document Number	0000165156
Instrument Date	Oct 2, 2018
Instrument	165156
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1691 SAINT GERMAIN PL CONCORD CA 945213294, CONCORD, CA 94521-3294

Mortgage

Document Number	165158
Date	Oct 17, 2018
Instrument	165158

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,037,834 (+2%) Land $441,631 Building $596,203
2025	$12,230.00 (+4.32%)	$1,017,485 (+4.04%) Land $432,972 Building $584,513
2023	$11,724.00 (+1.17%)	$977,976 Land $416,160 Building $561,816
2022	$11,588.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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