1691 Minebank Rd, Middletown, VA 22645 Property Records

Frederick County property record for 1691 Minebank Rd, Middletown, VA 22645

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,424 sqft · built 1994
Lot Size	8.44 acres (367,646 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Sep 2019)
Tax Bill	$2,890 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2024 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`831-1A`

Property Details

APN / Parcel Number

Primary APN	`831-1A`
Alternative APN	`8036503`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,424 sqft Living Area
Gross Area	4,760 sqft
1st Floor Area	1,800 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	367,646 sqft (8.44 acres)
Terrain	Rolling
Porch	Porch
Porch Area	88 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8036503
Street Address	1691 MINEBANK RD
City	MIDDLETOWN
State	VA
Zip	22645-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	8.44 ACRES
Legal Subdivision	1
Jurisdiction	FREDERICK VA
Township / Civil Division	BACK CREEK
Census Block Group	1
Census Block	1001
Census Tract	50700

Owner

1691 Minebank Rd is owned and occupied by an individual who bought it in September 2019.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1691 MINEBANK RD, MIDDLETOWN, VA 22645-2063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage CBM MORTGAGE INC
Aug 30, 2019	Correction Deed OTHER
Sep 13, 2019	Correction Deed OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on File
Deed Sale	Sep 13, 2019 · Amount on File
Prior Sale	Aug 30, 2019 · Amount on File
Deed Document Number	20199522
Prior Transfer Date	Mar 27, 2019
Prior Transfer Doc	0000009522
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1691 MINEBANK RD, MIDDLETOWN, VA 22645-2063
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 MINEBANK RD, MIDDLETOWN, VA 22645-2063

Mortgage

Document Number	0000001297
Date	Feb 11, 2026
Instrument	260001297

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Mar 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1691 MINEBANK RD, MIDDLETOWN, VA 22645-2063
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000142
Date	Jan 8, 2024
Instrument	240000142

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2044

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1691 MINEBANK RD, MIDDLETOWN, VA 22645-2063
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006908
Date	Apr 26, 2021
Instrument	210006908

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 13, 2031

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1691 MINEBANK RD, MIDDLETOWN, VA 22645-2063
Document Number	0000017663
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 MINEBANK RD MIDDLETOWN VA 226452063, MIDDLETOWN, VA 22645-2063

Mortgage

Document Number	0000017663
Date	Dec 7, 2020
Instrument	17663

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2050

Interest

Rate	2.87%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1691 MINEBANK RD, MIDDLETOWN, VA 22645-2063
Document Number	0000002597
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 MINEBANK RD MIDDLETOWN VA 226452063, MIDDLETOWN, VA 22645-2063

Mortgage

Document Number	0000002597
Date	Mar 4, 2020
Instrument	2597

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

Interest

Rate	4.12%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 29, 2019
Property Address	1691 MINEBANK RD, MIDDLETOWN, VA 22645-2063
Document Number	0000002743
Instrument Date	Mar 27, 2019
Instrument	190002743
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	TLC SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 MINEBANK RD, MIDDLETOWN, VA 22645-2063

Mortgage

Document Number	0000002744
Date	Mar 29, 2019
Instrument	190002744

Lender

Name	CBM MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 30, 2019
Property Address	1691 MINEBANK RD, MIDDLETOWN, VA 22645-2063
Document Number	0000008930
Instrument Date	Mar 27, 2019
Instrument	8930
Record Updated	Oct 1, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$360.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 MINEBANK RD MIDDLETOWN VA 226452063, MIDDLETOWN, VA 22645-2063

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 13, 2019
Property Address	1691 MINEBANK RD, MIDDLETOWN, VA 22645-2063
Document Number	0000009522
Instrument Date	Mar 27, 2019
Instrument	9522
Record Updated	Oct 4, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$360.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 MINEBANK RD MIDDLETOWN VA 226452063, MIDDLETOWN, VA 22645-2063

Tax Assessment & Valuation

The 2026 property tax bill for 1691 Minebank Rd was $2,890, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,890.00 (+10.43%)	$545,300 (-) Land $109,000 Building $436,300	$545,300 (-) Land $109,000 Building $436,300
2025	$2,617.00	$545,300 Land $109,000 Building $436,300	$545,300 Land $109,000 Building $436,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1691 Minebank Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1691 Minebank Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,200 / 1,200
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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