1691 Berkeley Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1691 Berkeley Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,272 sqft · built 1914
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Apr 2020)
Tax Bill	$6,758 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-28-23-11-0038`

Property Details

APN / Parcel Number

Primary APN	`09-28-23-11-0038`
Alternative APNs	`8570889` `634361`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	768 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	126 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	634361
Street Address	1691 BERKELEY AVE
City	SAINT PAUL
State	MN
Zip	55105-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACALESTER VILLAS LOT 15 BLK 2
Legal Range	23
Legal Township	28
Legal Section	09
Legal Subdivision	MACALESTER VILLAS
Legal Block	2
Legal Lot Number	15
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4001
Census Tract	36400

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1691 BERKELEY AVE, SAINT PAUL, MN 55105-2025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 13, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Nov 12, 1996 · Amount on Record
Deed Document Number	20202663285
Last Transfer Date	Mar 29, 2023
Transfer Doc	0002751585
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1691 BERKELEY AVE, SAINT PAUL, MN 55105-2025
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	PARTNERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02711082
Date	Sep 3, 2021
Instrument	T02711082

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 13, 2020
Property Address	1691 BERKELEY AVE, SAINT PAUL, MN 55105-2025
Document Number	0002663285
Instrument Date	Apr 3, 2020
Instrument	2663285
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	ON-SITE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,207.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 BERKELEY AVE ST PAUL MN 551052025, ST PAUL, MN 55105-2025

Mortgage

Document Number	2663286
Date	Apr 13, 2020
Instrument	2663286

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 12, 2035

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,900 (+3.22%) Land $122,400 Building $291,500	$413,900 (+3.22%) Land $122,400 Building $291,500
2025	$6,758.00 (+11.85%)
2023	$6,042.00 Homeowner's exemption	$401,000 Land $122,400 Building $278,600	$401,000 Land $122,400 Building $278,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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