16909 Summit Dr, Belton, MO 64012 Property Records

Cass County property record for 16909 Summit Dr, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Sep 2024)
Tax Bill	$8,399 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-03-07-300-000-005.037`

Property Details

APN / Parcel Number

Primary APN	`04-03-07-300-000-005.037`
Alternative APN	`2354437`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft
Basement Area	1,377 sqft
Finished Basement	527 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	115 ft deep x 74 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Location & Zoning

Account Number	2354437
Street Address	16909 SUMMIT DR
City	BELTON
State	MO
Zip	64012-7816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW CREEK 1ST LOT 37
Legal Range	32
Legal Township	46
Legal Section	07
Legal Subdivision	MEADOW CREEK 1ST
Legal Lot Number	37
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	1
Census Block	1010
Census Tract	60003

Owner

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16909 SUMMIT DR, BELTON, MO 64012-7816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH HOME LOANS INC
Nov 3, 2022	Warranty Deed, Transfer KANSAS CITY TITLE, KANSAS CITY TITLE INC
Dec 11, 2018	Deed of Trust, Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2024 · Amount on Record
Deed Sale	Sep 27, 2024 · Amount on Record
Prior Sale	Nov 3, 2022
Deed Document Number	0005100/53
Deed Book / Page	5100 / 53
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16909 SUMMIT DR, BELTON, MO 64012-7816
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16909 SUMMIT DR, BELTON, MO 64012-7816

Mortgage

Document Number	004909/103
Date	Nov 4, 2022
Book Page	4909/103
Instrument	725804

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Nov 3, 2022
Property Address	16909 SUMMIT DR, BELTON, MO 64012-7816
Document Number	0004909/89
Book / Page	4909 / 89
Map Reference	MB 19 PG 57
Instrument Date	Oct 31, 2022
Instrument	725789
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	KANSAS CITY TITLE, KANSAS CITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 SE 29TH TER, 21, LEES SUMMIT, MO 64082-7900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16909 SUMMIT DR, BELTON, MO 64012-7816

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16909 SUMMIT DR, BELTON, MO 64012-7816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KANSAS CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4315/151
Date	Dec 11, 2018
Book Page	4315/151
Instrument	637570

Lender

Name	COMMERCE BANK
Type	Bank
Address	LENEXA, KS 66215

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,399.00 (+158.43%)	$44,210 (+12.24%) Land $6,330 Building $37,880	$232,710 (+12.25%) Land $33,330 Building $199,380
2023	$3,250.00 (+4,750.75%)	$39,390 (+11.49%) Land $5,760 Building $33,630	$207,320 (+11.5%) Land $30,300 Building $177,020
2022	$67.00	$35,330 Land $5,760 Building $29,570
2021			$185,940 Land $30,300 Building $155,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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