16909 NW 290th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 16909 NW 290th St, Okeechobee, FL 34972

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$41,000 (Sep 2025)
Tax Bill	$434 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-14-34-33-0A00-00028-F000`

Property Details

APN / Parcel Number

Primary APN	`1-14-34-33-0A00-00028-F000`
Alternative APN	`R11434330A0000028F000`

Exterior

Lot Area	54,450 sqft (1.25 acres)

Location & Zoning

Street Address	16909 NW 290TH ST
City	OKEECHOBEE
State	FL
Zip	34972
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT F OF TRACT 28 EAST 1/2 OF THE WEST 1/2 OF THE SOUTH 1/2 OF THE NORTH 1/2 OF TRACT 28, SECTION 14 AS TO THE SOUTHERN COLONIZATION COMPANY PLAT OF TOWNSHIP 34 SOUTH, RANGE 33 EAST, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 4, PAGES 3-3E,
Legal Range	33E
Legal Township	34S
Legal Section	14
Legal Subdivision	SOUTHERN COLONIZATION COMPANY T34S R33E
Legal Tract	28
Legal Lot Number	F
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	1
Census Block	1118
Census Tract	910102

Owner

16909 NW 290th St, residential vacant land, is owned by two individuals who bought it in September 2025.

Source: Okeechobee County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1686 SW RUIZ TER, PORT SAINT LUCIE, FL 34953-1613
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Jul 21, 2025 · Amount on File
Deed Document Number	20259796
Prior Transfer Date	Mar 25, 2008
Prior Transfer Doc	0006511583
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 3, 2025
Property Address	16909 NW 290TH ST, OKEECHOBEE, FL 34972
Document Number	0000009796
Map Reference	MB 4 PG 3A-3D
Instrument Date	Aug 28, 2025
Instrument	2025009796
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2480 E STATE ROAD 80, LABELLE, FL 33935-4771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 SW RUIZ TER, PORT SAINT LUCIE, FL 34953-1613

Mortgage

Document Number	0000009797
Date	Sep 3, 2025
Instrument	2025009797

Lender

Name	CHL HOLDINGS INC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	239 Months
Due	Aug 28, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 16909 NW 290th St was $434, up 4.1% from the year before.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$434.00 (+4.08%)	$18,375 (+1.38%) Land $18,375	$18,375 (+1.38%) Land $18,375
2024	$417.00 (+4.51%)	$18,125 (+5.84%) Land $18,125	$18,125 (+5.84%) Land $18,125
2023	$399.00 (+10.53%)	$17,125 (+22.32%) Land $17,125	$17,125 (+22.32%) Land $17,125
2022	$361.00	$14,000 Land $14,000	$14,000 Land $14,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16909 NW 290th St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 112 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	112 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16909 NW 290th St is high, ranking above 83% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20