16909 Nation Rd, Holt, MO 64048 Property Records

Clay County property record for 16909 Nation Rd, Holt, MO 64048

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,447 sqft · built 1995
Lot Size	9.23 acres (402,059 sqft)
Owner	2 Individual Names on File
Last Sale	$363,800 (Aug 2013)
Tax Bill	$6,524 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-501-00-01-022.01`

Property Details

APN / Parcel Number

Primary APN	`07-501-00-01-022.01`
Alternative APNs	`0750100010220101` `7501000102201` `273437`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,447 sqft Living Area
Gross Area	4,078 sqft
1st Floor Area	2,298 sqft
Basement Area	2,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	402,059 sqft
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	48 sqft
Patio Area	708 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	16909 NATION RD
City	HOLT
State	MO
Zip	64048-9106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCREA PLACE LT 3
Legal Range	31W
Legal Township	53N
Legal Section	16
Legal Subdivision	MCCREA PLACE
Legal Lot Number	3
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3062
Census Tract	21809

Owner

16909 Nation Rd is owned and occupied by two individuals who acquired it in September 2021.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16909 NATION RD, HOLT, MO 64048-9106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Mar 19, 2019	Deed of Trust, Mortgage · ARM GUARDIAN MORTGAGE CO INC
Sep 14, 2021	Intrafamily Transfer, Transfer
Mar 15, 2019	Intrafamily Transfer, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2013 · Amount on File
Deed Sale	Aug 16, 2013 · Amount on File
Prior Sale	Nov 30, 2001 · Amount on File
Deed Document Number	201332077
Deed Book / Page	7167 / 1
Last Transfer Date	Sep 13, 2021
Transfer Doc	0000039839
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	16909 NATION RD, HOLT, MO 64048-9106
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026894
Date	Aug 7, 2017
Book Page	8021/083
Instrument	2017026894

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	16909 NATION RD, HOLT, MO 64048-9106
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006393
Date	Mar 19, 2019
Book Page	8378/029
Instrument	2019006393

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Sep 14, 2021
Property Address	16909 NATION RD, HOLT, MO 64048-9106
Document Number	0000039839
Book / Page	9173 / 111
Instrument Date	Sep 13, 2021
Instrument	2021039839
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16909 NATION RD, HOLT, MO 64048-9106

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Mar 15, 2019
Property Address	16909 NATION RD, HOLT, MO 64048-9106
Document Number	0000006055
Book / Page	8377 / 062
Instrument Date	Mar 11, 2019
Instrument	2019006055
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16909 NATION RD, HOLT, MO 64048-9106

Tax Assessment & Valuation

The 2025 property tax bill for 16909 Nation Rd was $6,524.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,524.00	$108,000	$568,421
2023	$6,214.00	$98,590	$518,894
2019	$4,453.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16909 Nation Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16909 Nation Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 53% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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