16909 16th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 16909 16th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,208 sqft · built 1969
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$279,719 (Nov 2018)
Tax Bill	$4,289 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`348501-0-680`

Property Details

APN / Parcel Number

Primary APN	`348501-0-680`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,208 sqft Living Area
Gross Area	1,688 sqft
1st Floor Area	1,208 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	16909 16TH AVE E
City	SPANAWAY
State	WA
Zip	98387-7662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 27 TOWNSHIP 19 RANGE 03 QUARTER 42 DENNEY ADD S 5 FT OF L 16, L 17 & 18 & N 20 FT OF L 19 B 3
Legal Range	03
Legal Township	19
Legal Section	27
Legal Subdivision	DENNEY ADD
Legal Block	3
Legal Lot Number	16
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2008
Census Tract	71409

Owner

Source: Pierce County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16909 16TH AVE E, SPANAWAY, WA 98387-7662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 22, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 6, 2018	Warranty Deed, Transfer ARIZONA INSTANT FUNDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	2018949
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	16909 16TH AVE E, SPANAWAY, WA 98387-7662
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003150754
Date	Mar 15, 2021
Instrument	202103150754

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	16909 16TH AVE E, SPANAWAY, WA 98387-7662
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008270592
Date	Aug 27, 2019
Instrument	201908270592

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	16909 16TH AVE E, SPANAWAY, WA 98387-7662
Document Number	2007170914
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16909 16TH AVE E SPANAWAY WA 983877662, SPANAWAY, WA 98387-7662

Mortgage

Document Number	2007170914
Date	Jul 17, 2020
Instrument	202007170914

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 30, 2018
Property Address	16909 16TH AVE E, SPANAWAY, WA 98387-7662
Document Number	0011300949
Map Reference	VOL 8 PG 99
Instrument Date	Nov 30, 2018
Instrument	201811300949
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	PUGET SOUND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,984.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16909 16TH AVE E, SPANAWAY, WA 98387-7662

Mortgage

Document Number	0011300950
Date	Nov 30, 2018
Instrument	201811300950

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 6, 2018
Property Address	16909 16TH AVE E, SPANAWAY, WA 98387-7662
Document Number	0008060246
Map Reference	VOL 8 PG 99
Instrument Date	Jul 30, 2018
Instrument	201808060246
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,471.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16909 16TH AVE E, SPANAWAY, WA 98387-7662

Mortgage

Document Number	0008060247
Date	Aug 6, 2018
Instrument	201808060247

Lender

Name	ARIZONA INSTANT FUNDING LLC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,900 (+10.54%) Land $176,800 Building $211,100	$387,900 (+10.54%) Land $176,800 Building $211,100
2025	$4,289.00 (+3.45%)
2024	$4,146.00 (-1.78%)	$350,900 (-3.63%) Land $144,200 Building $206,700	$350,900 (-3.63%) Land $144,200 Building $206,700
2023	$4,221.00	$364,100 Land $144,200 Building $219,900	$364,100 Land $144,200 Building $219,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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