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16905 Setter Point Ln, Davidson, NC 28036 Property Records

Mecklenburg County property record for 16905 Setter Point Ln, Davidson, NC 28036 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,666 sqft · built 2017
Lot Size0.186 acres (8,136 sqft)
OwnerIndividual Name on File
Last Sale$508,000 (Sep 2018)
Tax Bill$5,399 (2023)
Deeds & MortgagesNov 2021 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN007-192-48

Property Details

APN / Parcel Number

Primary APN007-192-48

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,666 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area8,136 sqft (0.186 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number007-192-48
Street Address16905 SETTER POINT LN
CityDAVIDSON
StateNC
Zip28036-8991
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL59 M60-471
Legal SubdivisionDAVIDSON EAST PH 1A MAP 1
Legal Lot Number59
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group3
Census Block3032
Census Tract6404

Owner

Source: Mecklenburg County records · APN 007-192-48

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16905 SETTER POINT LN, DAVIDSON, NC 28036-8991
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Sep 21, 2018Warranty Deed, Subdivision Related Transfer · ARM
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2018 · Amount on Record
Deed SaleSep 21, 2018 · Amount on Record
Deed Document Number0032992185
Deed Book / Page32992 / 185
Record UpdatedJun 07, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address16905 SETTER POINT LN, DAVIDSON, NC 28036-8991
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyMORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000214756
DateNov 10, 2021
Book Page36748/277
Instrument2021214756
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueDec 01, 2031

September 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 21, 2018
Property Address16905 SETTER POINT LN, DAVIDSON, NC 28036-8991
Document Number0000120093
Book / Page32992 / 185
Map ReferenceMB60PG471&472
Instrument DateSep 21, 2018
Instrument2018120093
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,016.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6701 CARMEL RD STE 425, 6701, CHARLOTTE, NC 28226-0203

Transferred To (Grantee/Buyer)

NameVerified Name
Address16905 SETTER POINT LN, DAVIDSON, NC 28036-8991

Mortgage

Document Number0000120094
DateSep 21, 2018
Instrument2018120094
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateOct 01, 2028
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate9.25%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190064043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskLow
above 34% of the US · above 48% of North Carolina
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: TDS Telecom, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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