16905 E Wilson Rd SE, Oldtown, MD 21555 Property Records

Allegany County property record for 16905 E Wilson Rd SE, Oldtown, MD 21555

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,523 sqft · built 1947
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jun 2018)
Tax Bill	$1,189 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-008319`

Property Details

APN / Parcel Number

Primary APN	`02-008319`
Alternative APNs	`2008319` `008319`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,523 sqft Total Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	65,776 sqft (1.51 acres)
Porch	Slab
Porch Area	382 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	008319
Street Address	16905 E WILSON RD SE
City	OLDTOWN
State	MD
Zip	21555-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.51A 16905 E WILSON RD LOT 1 DEREK HOSE S/D
Legal Subdivision	DEREK HOSE S/D
Legal Lot Number	1
Jurisdiction	ALLEGANY MD
Township / Civil Division	2, OLDTOWN
Census Block Group	3
Census Block	3013
Census Tract	100

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16905 E WILSON RD SE, OLDTOWN, MD 21555-1401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 29, 2018	Grant Deed, Transfer · FHA Mortgage MLD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Mar 30, 1998 · Amount on Record
Deed Book / Page	2392 / 413
Prior Transfer Date	Aug 16, 2007
Prior Transfer Doc	001425-0283
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	16905 E WILSON RD SE, OLDTOWN, MD 21555-1401
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002708-0180
Date	Oct 7, 2021
Book Page	2708/180

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 29, 2018
Property Address	16905 E WILSON RD SE, OLDTOWN, MD 21555-1401
Document Number	0023920413
Book / Page	002392 / 000413
Instrument Date	Jun 25, 2018
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	REAL ESTATE SETTLEMENTS ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16905 E WILSON RD SE OLDTOWN MD 215551401, OLDTOWN, MD 21555-1401

Mortgage

Document Number	23920421
Date	Jun 29, 2018
Book Page	002392/000421

Lender

Name	MLD MTG
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,800 (+5.32%)	$122,700 (-) Land $26,800 Building $95,900
2025	$1,189.00 (+6.83%) Homeowner's exemption	$110,900 (+8.23%)	$122,700 (+16.86%) Land $26,800 Building $95,900
2023	$1,113.00 Homeowner's exemption	$102,467	$105,000 Land $26,800 Building $78,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1996–2021)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 3 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: SkyPacket, T-Mobile.

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