16905 Cedar Rdg Rd, Phillipsburg, MO 65722 Property Records

Laclede County property record for 16905 Cedar Rdg Rd, Phillipsburg, MO 65722

Property Summary

Property Type	Mobile Home
Details	1,512 sqft · built 2019
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on File
Tax Bill	$961 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-4967-60-CEDAR`

Property Details

APN / Parcel Number

Primary APN	`50-4967-60-CEDAR`
Alternative APN	`16-3.0-07-000-000-006.019`

Interior

Building Area	1,512 sqft Adjusted Area
1st Floor Area	1,512 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	76,230 sqft (1.75 acres)
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	268 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	50-4967-60-CEDAR
Street Address	16905 CEDAR RIDGE RD
City	PHILLIPSBURG
State	MO
Zip	65722-9626
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	CEDAR RIDGE PT LOT 5 1.75 AC 07-33-16
Legal Range	16W
Legal Township	33N
Legal Section	07
Legal Subdivision	CEDAR RIDGE SUBDIVISION
Legal Lot Number	5
Jurisdiction	LACLEDE MO
Township / Civil Division	PHILLIPSBURG
Census Block Group	3
Census Block	3066
Census Tract	960101

Owner

16905 Cedar Rdg Rd, a mobile home, is owned and occupied by two individuals who acquired it in April 2025.

Source: Laclede County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16905 CEDAR RIDGE RD, PHILLIPSBURG, MO 65722-9626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Sep 8, 2017	Special Warranty Deed, Transfer NOT AVAILABLE, JEFFRIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025
Deed Sale	Apr 29, 2025
Prior Sale	May 15, 2019 · Amount on File
Deed Document Number	20251493
Deed Book / Page	2025 / 1493
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACLEDE MO
Property Address	16905 CEDAR RIDGE RD, PHILLIPSBURG, MO 65722-9626
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	GREAT AMERICAN TITLE, GREAT AMERICAN TITLE T

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16905 CEDAR RIDGE RD, PHILLIPSBURG, MO 65722-9626

Mortgage

Document Number	2021/5334
Date	Sep 27, 2021
Book Page	2021/5334
Instrument	20215334

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACLEDE MO
Property Address	16905 CEDAR RIDGE RD, PHILLIPSBURG, MO 65722-9626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	276/00457
Date	Nov 14, 2019
Book Page	276/00457
Instrument	2019-4893

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6%
Index	1-Year CMT
Margin	3
Max Rate	9%

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LACLEDE MO
Recording Date	Sep 8, 2017
Property Address	16905 CEDAR RIDGE RD, PHILLIPSBURG, MO 65722-9626
Document Number	271/7767
Book / Page	271 / 7767
Instrument Date	Sep 8, 2017
Instrument	2017-3732
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	NOT AVAILABLE, JEFFRIES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 3RD ST, CARROLLTON, IL 62016-1318

Tax Assessment & Valuation

The 2025 property tax bill for 16905 Cedar Rdg Rd was $961, up 0.1% from the year before.

Source: Laclede County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Laclede County
Unified School District	Lebanon R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,210 (-)	$90,600 (-) Land $9,400 Building $81,200
2025	$961.00 (+0.1%)	$17,210	$90,600 Land $9,400 Building $81,200
2024	$960.00 (-3.81%)
2023	$998.00 (+9.31%)	$16,740	$88,100 Land $9,400 Building $78,700
2022	$913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16905 Cedar Rdg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16905 Cedar Rdg Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 97.3% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACLEDE COUNTY PWSD 3 serves 6,075 people · EPA ID MO5024319
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: AT&T, Brightspeed, Verizon.

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