16904 49th St E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 16904 49th St E, Lake Tapps, WA 98391

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,664 sqft · built 1978
Lot Size0.39 acres (17,000 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Jan 2011)
Tax Bill$8,360 (2026)
Deeds & MortgagesMar 2024 Line of Credit
May 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN899550-0-010

Property Details

APN / Parcel Number

Primary APN899550-0-010

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,664 sqft Living Area
Gross Area4,068 sqft
1st Floor Area1,588 sqft
Upper Floors Area1,066 sqft
Basement Area964 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1993
Architectural StyleBi-Level
Exterior MaterialFrame Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area17,000 sqft (0.39 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area112 sqft
PorchSlab
Porch Area1,076 sqft
Deck Area531 sqft
Patio Area390 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address16904 49TH ST E
CityLAKE TAPPS
StateWA
Zip98391-9104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionSECTION 20 TOWNSHIP 20 RANGE 05 QUARTER 22 TAPADERA HEIGHTS L 1 EASE OF REC
Legal Range05
Legal Township20
Legal Section20
Legal SubdivisionTAPADERA HEIGHTS
Legal Lot Number1
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group1
Census Block1004
Census Tract70313

Owner

16904 49th St E is owned and occupied by two individuals who acquired it in April 2022.

Source: Pierce County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address16904 49TH ST E, LAKE TAPPS, WA 98391-9104
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Deed of Trust, Mortgage · Line of Credit
GESA CU
May 5, 2022Quit Claim Deed, Transfer
Quitclaim
Mar 3, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2011 · Amount on File
Deed SaleJan 3, 2011 · Amount on File
Prior SaleAug 21, 2009 · Amount on File
Deed Document Number2011649
Last Transfer DateApr 20, 2022
Transfer Doc0000000040
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address16904 49TH ST E, LAKE TAPPS, WA 98391-9104
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanyWFT NATIONAL TITLE, WFG NATL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003270265
DateMar 27, 2024
Instrument202403270265
Lender
NameGESA CU
TypeCredit Union
Address51 GAGE BLVD, RICHLAND, WA 99352
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 28, 2049
Interest
Change FrequencyMonthly

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPIERCE WA
Recording DateMay 5, 2022
Property Address16904 49TH ST E, LAKE TAPPS, WA 98391-9104
Document Number0005050040
Map ReferenceVOL 52 PG 52&53
Instrument DateApr 20, 2022
Instrument202205050040
Transaction TypeTransfer
Record UpdatedSep 8, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPIERCE WA
Recording DateMar 3, 2017
Property Address16904 49TH ST E, LAKE TAPPS, WA 98391-9104
Document Number1703030561
Instrument DateFeb 20, 2017
Instrument201703030561
Transaction TypeTransfer
Record UpdatedApr 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

Tax Assessment & Valuation

The 2026 property tax bill for 16904 49th St E was $8,360, up 0.1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictSumner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,360.00 (+0.07%)$726,600 Land $265,800 Building $460,800$726,600 Land $265,800 Building $460,800
2025$8,354.00 (+21.96%)
2024$6,850.00 (-1.83%)$642,600 (-5.18%) Land $236,200 Building $406,400$642,600 (-5.18%) Land $236,200 Building $406,400
2023$6,978.00$677,700 Land $231,400 Building $446,300$677,700 Land $231,400 Building $446,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16904 49th St E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1999 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16904 49th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONNEY LAKE WATER DEPARTMENT CITY
serves 43,371 people · EPA ID WA5307650
Water SourcePurchased surface water from CITY OF TACOMA WATER DIVISION
Last State InspectionOct 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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