16902 Three Oaks Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 16902 Three Oaks Rd, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,483 sqft · built 1908
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jul 2019)
Tax Bill	$2,794 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-0003-0014-02-5`

Property Details

APN / Parcel Number

Primary APN	`20-0003-0014-02-5`
Alternative APN	`11-20-0003-0014-02-5`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,483 sqft Living Area
1st Floor Area	918 sqft
Basement Area	754 sqft
Unfinished Basement	754 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Aluminum/Vinyl
Lot Area	37,026 sqft (0.85 acres)
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16902 THREE OAKS RD
City	THREE OAKS
State	MI
Zip	49128-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR SEC 3 T8S R20W TH W 254.25'TH S 145'TH E 254.25'TH N 145'TO POB
Legal Range	20W
Legal Township	08S
Legal Section	03
Jurisdiction	BERRIEN MI
Township / Civil Division	THREE OAKS
Census Block Group	1
Census Block	1024
Census Tract	11400

Owner

Source: Berrien County assessment roll, APN 20-0003-0014-02-5, as of June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12891 FLYNN RD, SAWYER, MI 49125-9251
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Jul 12, 2019 · Amount on Record
Deed Book / Page	3243 / 804
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	16902 THREE OAKS RD, THREE OAKS, MI 49128-9601
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13436 RED AFFOW HWY, SAWYER, MI 49125-9359

Mortgage

Document Number	003343/551
Date	Sep 08, 2021
Book Page	3343/551

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	4826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 12, 2019
Property Address	16902 THREE OAKS RD, THREE OAKS, MI 49128-9601
Document Number	03243/0804
Book / Page	3243 / 0804
Instrument Date	Jul 12, 2019
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1963 N BISSELL ST APT 2R, 2R, CHICAGO, IL 60614-5565

Mortgage

Document Number	0003243807
Date	Jul 12, 2019
Instrument	3243/807

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Three Oaks Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,800 (+17.69%)	$175,600 (+17.69%)
2025	$2,794.00 (+91.63%)
2023		$74,600	$149,200
2022	$1,458.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 83 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Midwest Energy Cooperative.

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