16901 N 1400th St, Effingham, IL 62401 Property Records

Effingham County property record for 16901 N 1400th St, Effingham, IL 62401

Property Summary

Property Type	Rural Home
Details	1 bd · 2,838 sqft · built 2007
Lot Size	13.7 acres (598,079 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,478 (2024)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-11-008-042`

Property Details

APN / Parcel Number

Primary APN	`03-11-008-042`

Interior

Bedrooms	1 Bed
Stories	2 Stories
Building Area	2,838 sqft Base Area
1st Floor Area	2,838 sqft
Basement Area	2,250 sqft
Unfinished Basement	652 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	598,079 sqft (13.7 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	400 sqft

Location & Zoning

Street Address	16901 N 1400TH ST
City	EFFINGHAM
State	IL
Zip	62401-6706
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N 1/2 NE NE EXCEPT N 1/2 NE NE NE ALSO EXCEPT PT N 217FT OF S 352FT OF W 255FT OF E 705FT 3046/240 1836/168 620/162
Legal Subdivision	WARNER SUBDIVISION
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1014
Census Tract	950700

Owner

Source: Effingham County records, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16901 N 1400TH ST, EFFINGHAM, IL 62401-6706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 21, 2014
Transfer Doc	3046/240
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	16901 N 1400TH ST, EFFINGHAM, IL 62401-6706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3621/278
Date	Oct 19, 2020
Book Page	3621/278
Instrument	202020005770

Lender

Name	CROSSROADS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,478.00 (+23.7%)	$98,250 (+19.86%) Land $4,780 Building $93,470	$294,750 (+19.86%) Land $14,340 Building $280,410
2022	$3,620.00 Homeowner's exemption	$81,970 Land $3,860 Building $78,110	$245,910 Land $11,580 Building $234,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130