16900 Shipswatch Pl, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 16900 Shipswatch Pl, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · 7,946 sqft · built 2007
Lot Size0.446 acres (19,449 sqft)
OwnerIndividual Name on Record
Last Sale$1,750,000 (Feb 2018)
Tax Bill$25,789 (2023)
Deeds & MortgagesFeb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-322-41

Property Details

APN / Parcel Number

Primary APN001-322-41

Interior

Bedrooms5 Beds
Full Baths7 Baths
Half Baths3 Half Baths
Stories2 Stories
Building Area7,946 sqft Heated Area
Gross Area9,372 sqft
1st Floor Area2,789 sqft
Upper Floors Area2,665 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialStucco
Foundation TypeRaised
Lot Area19,449 sqft (0.446 acres)
Garage Area553 sqft

Exterior Amenities

Pool Area560 sqft
PorchPorch
Porch Area590 sqft
Deck Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-322-41
Street Address16900 SHIPSWATCH PL
CityCORNELIUS
StateNC
Zip28031-5519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL547 M27-105
Legal SubdivisionPENINSULA
Legal Lot Number547
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1017
Census Tract6218

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address16900 SHIPSWATCH PL, CORNELIUS, NC 28031-5519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2018 · Amount on Record
Deed SaleFeb 8, 2018 · Amount on Record
Prior SaleAug 26, 2014 · Amount on Record
Deed Document Number0032454630
Deed Book / Page32454 / 630
Record UpdatedJun 7, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 8, 2018
Property Address16900 SHIPSWATCH PL, CORNELIUS, NC 28031-5519
Document Number0000015096
Book / Page32454 / 630
Map ReferenceMB27 PG105
Instrument DateFeb 8, 2018
Instrument2018015096
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address238 MARKELL DR, 238, BLUEFIELD, WV 24701-7350

Transferred To (Grantee/Buyer)

NameVerified Name
Address16900 SHIPSWATCH PL, CORNELIUS, NC 28031-5519

Mortgage

Document Number0000015097
DateFeb 8, 2018
Instrument2018015097
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateMar 1, 2028
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shipswatch Pl

Nearby Streets

Search Property Records by Address or Parcel Number