16900 Five Points St, Redford, MI 48240 Property Records

Wayne County property record for 16900 Five Points St, Redford, MI 48240

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,016 sqft · built 1941
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Aug 2023)
Tax Bill	$2,114 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22124563`

Property Details

APN / Parcel Number

Primary APN	`22124563`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,016 sqft Living Area
1st Floor Area	813 sqft
Basement Area	813 sqft
Unfinished Basement	813 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Brick
Roof Type	Gable
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	175 ft deep x 60 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16900 FIVE POINTS ST
City	REDFORD
State	MI
Zip	48240-2497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E FIVE POINTS RD 65 DECONICKS REDFORD HILLS SUB L42 P96 PLATS, W C R 22/484 60 X 174.9
Legal Subdivision	DECONICKS REDFORD HILLS
Legal Block	504
Jurisdiction	WAYNE MI
Township / Civil Division	DETROIT
Census Block Group	1
Census Block	1008
Census Tract	544300

Owner

16900 Five Points St is owned and occupied by an individual who bought it in August 2023.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	16900 FIVE POINTS ST, REDFORD, MI 48240-2497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Aug 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONS DIRECT MORTGAGE LLC
Aug 15, 2023	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	Jul 3, 2014 · Amount on File
Deed Document Number	2023221749
Deed Book / Page	58405 / 927
Prior Transfer Date	Mar 6, 2015
Prior Transfer Doc	0520590108
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	16900 FIVE POINTS ST, DETROIT, MI 48240-2497
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16900 FIVE POINTS ST, DETROIT, MI 48240-2497

Mortgage

Document Number	0601030939
Date	Mar 3, 2026
Book Page	60103/939
Instrument	2026071607

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	SOFR Average 30-Day
Max Rate	10.6%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	16900 FIVE POINTS ST, DETROIT, MI 48240-2497
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16900 FIVE POINTS ST, REDFORD, MI 48240-2497

Mortgage

Document Number	0583961323
Date	Aug 9, 2023
Book Page	58396/1323
Instrument	2023218453

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2033

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 15, 2023
Property Address	16900 FIVE POINTS ST, DETROIT, MI 48240-2497
Document Number	0584050927
Book / Page	58405 / 927
Map Reference	LB 42 PG 96
Instrument Date	Aug 1, 2023
Instrument	2023221749
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8368 YOLANDA ST, DETROIT, MI 48234-3351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1452 ASHBY ST, WESTLAND, MI 48186-4806

Mortgage

Document Number	0583900556
Date	Aug 7, 2023
Book Page	58390/556
Instrument	2023214662

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 16900 Five Points St was $2,114 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Detroit City
Unified School District	Detroit Public Schools Community District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,100 (+30.13%)	$100,200 (+30.13%)
2025	$2,114.00 Homeowner's exemption	$38,500	$77,000
2023		$25,300 (+30.41%)	$50,600 (+30.41%)
2022	$476.00 Homeowner's exemption	$19,400	$38,800
2020	$1,026.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16900 Five Points St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1989–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2004

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16900 Five Points St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REDFORD TOWNSHIP serves 49,504 people · EPA ID MI0005640
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, WOW Internet, Cable & Phone.

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