1690 Summerchase Loop, The Villages, FL 32162 Property Records

Sumter County property record for 1690 Summerchase Loop, The Villages, FL 32162

Property Summary

Property Type	Single Family Home
Details	1,530 sqft · built 2004
Lot Size	0.092 acres (4,015 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Feb 2022)
Tax Bill	$2,595 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031823D03M034`

Property Details

APN / Parcel Number

Primary APN	`031823D03M034`
Alternative APNs	`D03M034` `1006535`

Interior

Building Area	1,530 sqft Living Area
Gross Area	2,057 sqft
1st Floor Area	1,530 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	4,015 sqft (0.092 acres)
Lot Dimensions	73 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	175 sqft

Location & Zoning

Street Address	1690 SUMMERCHASE LOOP
City	THE VILLAGES
State	FL
Zip	32162-8537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 THE VILLAGES OF SUMTER COTTAGES AT SUMMERCHASE PB 5 PGS 54-54A
Legal Range	23E
Legal Township	18S
Legal Section	3
Legal Subdivision	THE VILLAGES OF SUMTER COTTAGES AT SUMME
Legal Lot Number	34
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1045
Census Tract	911704

Owner

Source: Sumter County records · APN 031823D03M034

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1690 SUMMERCHASE LOOP, THE VILLAGES, FL 32162-8537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Deed Document Number	20228337
Deed Book / Page	4205 / 408
Prior Transfer Date	Dec 18, 2007
Prior Transfer Doc	0018880348
Record Updated	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Feb 18, 2022
Property Address	1690 SUMMERCHASE LOOP, THE VILLAGES, FL 32162-8537
Document Number	0042050408
Book / Page	4205 / 408
Map Reference	MB 5 PG 54&54A
Instrument Date	Feb 02, 2022
Instrument	202260008337
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ADVANTAGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 STURTEVANT TER, 13, MEDFORD, MA 02155-5425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1690 SUMMERCHASE LOOP, THE VILLAGES, FL 32162-8537

Mortgage

Document Number	0004205409
Date	Feb 18, 2022
Instrument	4205/409

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,595.00 (+1.37%) Homeowner's exemption	$235,990 (+5.99%)	$311,170 (-1.62%) Land $24,090 Building $287,080
2024	$2,560.00 (+9.78%)
2023	$2,332.00 (+19.9%) Additional exemption filed	$222,660 (+19.58%)	$316,280 (+5.66%) Land $16,060 Building $300,220
2022	$1,945.00 Homeowner's exemption	$186,200	$299,350 Land $16,060 Building $283,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Zito West Holding.

Based on FCC filings for 418 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.