Rowan County property record for 1690 Sharkey Rd, Morehead, KY 40351
| Property Type | Commercial |
|---|---|
| Lot Size | 0.514 acres (22,433 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Sep 2020) |
| Tax Bill | $753 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-00 00 016.00 |
| Primary APN | 016-00 00 016.00 |
|---|---|
| Alternative APNs |
|
| Exterior Material | Concrete Block |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Block |
| Lot Area | 22,433 sqft (0.514 acres) |
| Account Number | 1985 |
|---|---|
| Street Address | 1690 SHARKEY RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9721 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | .946 A+ & BLDG SHARKEY ROAD |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 950100 |
1690 Sharkey Rd, a commercial property, is owned by an individual who bought it in September 2020.
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 444 WHISPERING OAKS, MOREHEAD, KY 40351-0138 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on File |
| Deed Sale | Sep 14, 2020 · Amount on File |
| Prior Sale | Apr 1, 2015 · Amount on File |
| Deed Document Number | 2006454 |
| Deed Book / Page | D276 / 798 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Sep 14, 2020 |
| Property Address | 1690 SHARKEY RD, MOREHEAD, KY 40351-9721 |
| Document Number | 00D276/798 |
| Book / Page | D276 / 798 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2006454 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 355 HICKORY DR, MOREHEAD, KY 40351-7788 |
| Name | Verified Name |
|---|---|
| Address | 444 WHIPEIAOAK, MOREHEAD, KY 40351 |
| Investor | Possibly a Property Investor |
| Document Number | 0002006455 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2006455 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1690 Sharkey Rd was $753.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $753.00 | $90,000 Land $15,000 Building $75,000 | $90,000 Land $15,000 Building $75,000 |
| 2023 | $766.00 | $90,000 Land $15,000 Building $75,000 | $90,000 Land $15,000 Building $75,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1690 Sharkey Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1690 Sharkey Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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