1690 Royal Blvd, Elgin, IL 60123 Property Records

Kane County property record for 1690 Royal Blvd, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,872 sqft · built 1966
Lot Size	0.241 acres (10,480 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Jan 2021)
Tax Bill	$7,707 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`06-10-151-012`

Property Details

APN / Parcel Number

Primary APN	`06-10-151-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	5 Stories
Building Area	1,872 sqft Living Area
Gross Area	2,912 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	10,480 sqft (0.241 acres)
Lot Dimensions	80 ft deep x 131 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1690 ROYAL BLVD
City	ELGIN
State	IL
Zip	60123-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 4 LOT 23 BLOCK 9
Legal Subdivision	EAGLE HEIGHTS
Legal Block	9
Legal Lot Number	23
Legal Unit	4-23
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3009
Census Tract	851910

Owner

1690 Royal Blvd is owned and occupied by an individual who bought it in January 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1690 ROYAL BLVD, ELGIN, IL 60123-2048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 5, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 5, 2021	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Deed Document Number	2021604
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1690 ROYAL BLVD, ELGIN, IL 60123-2048
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1690 ROYAL BLVD, ELGIN, IL 60123-2048

Mortgage

Document Number	0000035804
Date	Oct 12, 2023
Instrument	2023K035804

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Dec 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 5, 2021
Property Address	1690 ROYAL BLVD, ELGIN, IL 60123-2048
Document Number	0000000604
Instrument Date	Jan 5, 2021
Instrument	604
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	LUCIO VATTARO AVILA ELGIN IL 60123, ELGIN, IL 60123

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jan 5, 2021
Property Address	1690 ROYAL BLVD, ELGIN, IL 60123-2048
Document Number	0000000604
Instrument Date	Nov 13, 2020
Instrument	2021K000604
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 TODD DRIVE #102 # 102, 102, ELGIN, IL 60123

Mortgage

Document Number	0000000605
Date	Jan 5, 2021
Instrument	2021K000605

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Interest

Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1690 Royal Blvd was $7,707 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,707.00 Homeowner's exemption	$109,032 (+8.57%) Land $25,256 Building $83,776	$327,227 (+8.57%) Land $75,798 Building $251,429
2024		$100,425 Land $23,262 Building $77,163	$301,396 Land $69,814 Building $231,582
2022	$6,653.00 (+4.52%) Homeowner's exemption	$82,726 (+6.96%) Land $19,162 Building $63,564	$248,178 (+6.96%) Land $57,486 Building $190,692
2021	$6,365.00 Homeowner's exemption	$77,343 Land $17,915 Building $59,428	$232,029 Land $53,745 Building $178,284

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1690 Royal Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1690 Royal Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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