1690 River Ridge Dr, Dixon, IL 61021 Property Records

Lee County property record for 1690 River Ridge Dr, Dixon, IL 61021

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 2001
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Tax Bill	$5,153 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-07-09-204-001`

Property Details

APN / Parcel Number

Primary APN	`16-07-09-204-001`
Alternative APN	`117546`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Lot Area	45,302 sqft (1.04 acres)
Garage Area	1,022 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	117546
Street Address	1690 RIVER RIDGE DR
City	DIXON
State	IL
Zip	61021-8711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER RIDGE SUB LOT NO. 13 0011-0498
Legal Range	08
Legal Township	21
Legal Section	09
Legal Subdivision	RIVER RIDGE SUBDIVISION
Legal Block	8
Legal Lot Number	9
Jurisdiction	LEE IL
Township / Civil Division	PALMYRA
Census Block Group	4
Census Block	4007
Census Tract	500

Owner

Source: Lee County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1690 RIVER RIDGE DR, DIXON, IL 61021-8711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2024
Deed Sale	Jun 10, 2024
Deed Document Number	20242014
Prior Transfer Date	May 29, 2024
Prior Transfer Doc	0202402014
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	1690 RIVER RIDGE DR, DIXON, IL 61021-8711
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100688
Date	Feb 10, 2021
Instrument	202100688

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	1690 RIVER RIDGE DR, DIXON, IL 61021-8711
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201903151
Date	Aug 26, 2019
Instrument	201903151

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Palmyra Township
Unified School District	Dixon Unit School District 170 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,153.00 (+4.25%) Homeowner's exemption	$78,563 (+3.99%) Land $12,271 Building $66,292	$235,689 (+3.99%) Land $36,813 Building $198,876
2024	$4,943.00	$75,547 Land $11,913 Building $63,634	$226,641 Land $35,739 Building $190,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	27 (1984–2019)
Claims Outside the SFHA	4 of 27
Most Recent Claim	Feb 2019
Claims by Event	Severe Storms & Flooding, Mar 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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